Cost of Living in Cedarburg, WI

Population 12,317 · Wisconsin · Data vintage 2023

108
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cedarburg sits on the smaller end of the Wisconsin city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.

Cedarburg sits roughly 15 miles north of Milwaukee — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 125% higher than Milwaukee's $172,000.

Cost Overview

Housing 127
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cedarburg

The median home value in Cedarburg is $386,400 — 27% above the national median of $305,000. Median rent runs $1,057/month, 20% lower than the national median of $1,314/month. The median household income of $82,110/year is 10% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 57.4°F and lows of 41.3°F, with about 48.7" of annual snowfall. Overall, Cedarburg has a cost of living index of 108 versus the US average of 100, meaning it is 8% more expensive.

🏠 Housing

Median Home Value
$386,400
27% above avg
Zillow Home Value
$530,808
Zillow ZHVI
Median Rent
$1,057/mo
20% below avg
Price-to-Rent Ratio
30.5x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 63.4%
Renter-occupied 36.6%

💰 Estimated Monthly Budget

Rent median rent
$1,057
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,671/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.6 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.9%

Commute Mode

Drove alone
74.8%
Carpooled
6.1%
Walked
2.5%
Bicycle
0.4%
Work from home
15.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$82,110
10% above avg
Per Capita Income
$54,649
Unemployment Rate
1.8%
63% below avg
Poverty Rate
3.9%
Labor Force Participation
64.2%

🎓 Education

Bachelor's degree+ 40.2%
Graduate degree 16.1%

👥 Demographics

Median Age 42.1
Male median age 40.4
Female median age 44

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.4°F
Avg Low
41.3°F
Annual Precip
34.6"
Annual Snowfall
48.7"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313444556777828074614836
Low °F 172029384858656456453323
Precip" 1.791.692.203.863.544.383.403.653.162.782.241.88
Snow" 14.911.86.72.10.00.00.00.00.00.32.510.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
60.3%
Good air days/yr
210
Max AQI recorded
215
PM2.5 days
148
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

98%
4-Year Graduation Rate
16.6:1
Student-teacher ratio
6
Public schools
3,167
Total enrollment

Frequently Asked Questions

What is the cost of living in Cedarburg, WI?

Cedarburg has a cost index of 108 (100 = national average). It is 8% above the national average.

What is average rent in Cedarburg, WI?

The median gross rent in Cedarburg is $1,057 per month based on 2023 Census data.

What is the average home price in Cedarburg?

The median home value in Cedarburg is $386,400 according to Zillow and Census data.

What is the median income in Cedarburg?

The median household income in Cedarburg is $82,110 per year (2023 ACS 5-year estimates).

What is the sales tax in Cedarburg, WI?

The combined state and local sales tax rate in Cedarburg is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Cedarburg, WI affordable?

Cedarburg is near the national average in terms of cost of living, with an index of 108 (100 = US average).

What is the weather like in Cedarburg?

Cedarburg has average high temperatures of 57.4°F and average lows of 41.3°F. Annual precipitation is 34.6". Average annual snowfall is 48.7". Data from NOAA 1991–2020 Climate Normals.

Cedarburg at a Glance

Population
12,317
Median Income
$82,110
Home Value
$386,400
Median Rent
$1,057/mo
Unemployment
1.8%
Avg High Temp
57.4°F
Sales Tax
5.4%
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