Cost of Living in Rochester, WI

Population 3,780 · Wisconsin · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rochester is a smaller Wisconsin community of around 4000 residents, where median household incomes of $104,429 and housing costs ($341,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.5% points to a labor market well on the tight side of the national distribution.

Rochester is about 25 miles southwest of Milwaukee, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 98% higher than Milwaukee's $172,000.

Cost Overview

Housing 112
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rochester

The median home value in Rochester is $340,900 — 12% above the national median of $305,000. Median rent runs $920/month, 30% lower than the national median of $1,314/month. The median household income of $104,429/year is 40% higher than the US median of $74,580. The local unemployment rate is 1.5%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 58.7°F and lows of 39.7°F. Overall, Rochester has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$340,900
12% above avg
Zillow Home Value
$159,807
Zillow ZHVI
Median Rent
$920/mo
30% below avg
Price-to-Rent Ratio
30.9x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 78.9%
Renter-occupied 21.1%

💰 Estimated Monthly Budget

Rent median rent
$920
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,534/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.6%

Commute Mode

Drove alone
89.5%
Carpooled
1.1%
Work from home
8.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$104,429
40% above avg
Per Capita Income
$56,815
Unemployment Rate
1.5%
70% below avg
Poverty Rate
1.6%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 19.4%
Graduate degree 13.5%

👥 Demographics

Median Age 51.1
Male median age 50.1
Female median age 51.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.7°F
Avg Low
39.7°F
Annual Precip
31.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313545576979848275634937
Low °F 161928374757626153433222
Precip" 1.191.072.033.633.523.693.353.563.362.902.051.53

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
68%
Good air days/yr
200
Max AQI recorded
0
PM2.5 days
203
Ozone days

Frequently Asked Questions

What is the cost of living in Rochester, WI?

Rochester has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in Rochester, WI?

The median gross rent in Rochester is $920 per month based on 2023 Census data.

What is the average home price in Rochester?

The median home value in Rochester is $340,900 according to Zillow and Census data.

What is the median income in Rochester?

The median household income in Rochester is $104,429 per year (2023 ACS 5-year estimates).

What is the sales tax in Rochester, WI?

The combined state and local sales tax rate in Rochester is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Rochester, WI affordable?

Rochester is near the national average in terms of cost of living, with an index of 95 (100 = US average).

What is the weather like in Rochester?

Rochester has average high temperatures of 58.7°F and average lows of 39.7°F. Annual precipitation is 31.9". Data from NOAA 1991–2020 Climate Normals.

Rochester at a Glance

Population
3,780
Median Income
$104,429
Home Value
$340,900
Median Rent
$920/mo
Unemployment
1.5%
Avg High Temp
58.7°F
Sales Tax
5.4%
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🗺️ County data for Wisconsin

Explore county-level cost of living data

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