Cost of Living in St. Francis, WI

Population 9,318 · Wisconsin · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives St. Francis a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $207,000. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Geographically, St. Francis sits roughly 8 miles southeast of Milwaukee. Median home values run roughly 20% higher than Milwaukee's $172,000.

Cost Overview

Housing 68
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Francis

The median home value in St. Francis is $207,200 — 32% below the national median of $305,000. Median rent runs $893/month, 32% lower than the national median of $1,314/month. The median household income of $58,490/year is 22% lower than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 57.4°F and lows of 41.3°F, with about 48.7" of annual snowfall. Overall, St. Francis has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$207,200
32% below avg
Median Rent
$893/mo
32% below avg
Price-to-Rent Ratio
19.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 54.5%
Renter-occupied 45.5%

💰 Estimated Monthly Budget

Rent median rent
$893
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,507/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.9 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.2%

Commute Mode

Drove alone
75.5%
Carpooled
4.8%
Public transit
1.1%
Walked
0.9%
Work from home
17.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$58,490
22% below avg
Per Capita Income
$46,215
Unemployment Rate
2.5%
49% below avg
Poverty Rate
15.0%
Labor Force Participation
56.4%

🎓 Education

Bachelor's degree+ 21.8%
Graduate degree 8.3%

👥 Demographics

Median Age 53.6
Male median age 50.2
Female median age 54.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.4°F
Avg Low
41.3°F
Annual Precip
34.6"
Annual Snowfall
48.7"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313444556777828074614836
Low °F 172029384858656456453323
Precip" 1.791.692.203.863.544.383.403.653.162.782.241.88
Snow" 14.911.86.72.10.00.00.00.00.00.32.510.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
45.5%
Good air days/yr
250
Max AQI recorded
258
PM2.5 days
102
Ozone days

Frequently Asked Questions

What is the cost of living in St. Francis, WI?

St. Francis has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in St. Francis, WI?

The median gross rent in St. Francis is $893 per month based on 2023 Census data.

What is the average home price in St. Francis?

The median home value in St. Francis is $207,200 according to 2023 Census ACS data.

What is the median income in St. Francis?

The median household income in St. Francis is $58,490 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Francis, WI?

The combined state and local sales tax rate in St. Francis is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is St. Francis, WI affordable?

Yes, St. Francis is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

What is the weather like in St. Francis?

St. Francis has average high temperatures of 57.4°F and average lows of 41.3°F. Annual precipitation is 34.6". Average annual snowfall is 48.7". Data from NOAA 1991–2020 Climate Normals.

St. Francis at a Glance

Population
9,318
Median Income
$58,490
Home Value
$207,200
Median Rent
$893/mo
Unemployment
2.5%
Avg High Temp
57.4°F
Sales Tax
5.4%
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