Cost of Living in Choccolocco, AL

Population 3,120 · Alabama · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Choccolocco sits on the smaller end of the Alabama city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 0.8% points to a labor market well on the tight side of the national distribution.

Choccolocco is about 65 miles east of Birmingham, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 79% higher than Birmingham's $139,000.

Cost Overview

Housing 81
Rent 93

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Choccolocco

The median home value in Choccolocco is $248,200 — 19% below the national median of $305,000. Median rent runs $1,216/month, 7% lower than the national median of $1,314/month. The median household income of $76,898/year is 3% higher than the US median of $74,580. The local unemployment rate is 0.8%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. The climate averages highs of 74.0°F and lows of 52.2°F. Overall, Choccolocco has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$248,200
19% below avg
Median Rent
$1,216/mo
7% below avg
Price-to-Rent Ratio
17.0x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 84.2%
Renter-occupied 15.8%

💰 Estimated Monthly Budget

Rent median rent
$1,216
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,830/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.4 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.1%

Commute Mode

Drove alone
83.2%
Carpooled
4.7%
Work from home
12.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$76,898
3% above avg
Per Capita Income
$46,161
Unemployment Rate
0.8%
83% below avg
Poverty Rate
7.7%
Labor Force Participation
54.9%

🎓 Education

Bachelor's degree+ 22.8%
Graduate degree 13.6%

👥 Demographics

Median Age 39.5
Male median age 36.8
Female median age 41.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.0°F
Avg Low
52.2°F
Annual Precip
52.1"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555967758288909085766557
Low °F 343744516067717064524137
Precip" 4.845.085.374.434.354.374.683.513.113.254.534.60

Frequently Asked Questions

What is the cost of living in Choccolocco, AL?

Choccolocco has a cost index of 86 (100 = national average). It is 14% below the national average.

What is average rent in Choccolocco, AL?

The median gross rent in Choccolocco is $1,216 per month based on 2023 Census data.

What is the average home price in Choccolocco?

The median home value in Choccolocco is $248,200 according to 2023 Census ACS data.

What is the median income in Choccolocco?

The median household income in Choccolocco is $76,898 per year (2023 ACS 5-year estimates).

What is the sales tax in Choccolocco, AL?

The combined state and local sales tax rate in Choccolocco is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Choccolocco, AL affordable?

Yes, Choccolocco is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.

What is the weather like in Choccolocco?

Choccolocco has average high temperatures of 74.0°F and average lows of 52.2°F. Annual precipitation is 52.1". Data from NOAA 1991–2020 Climate Normals.

Choccolocco at a Glance

Population
3,120
Median Income
$76,898
Home Value
$248,200
Median Rent
$1,216/mo
Unemployment
0.8%
Avg High Temp
74.0°F
Sales Tax
9.2%
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Explore county-level cost of living data

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