Cost of Living in Fairfield, AL

Population 9,846 · Alabama · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fairfield sits on the smaller end of the Alabama city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. A poverty rate near 30% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Fairfield sits roughly 8 miles southwest of Birmingham. Median home values run roughly 13% lower than Birmingham's $139,000.

Cost Overview

Housing 39
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fairfield

The median home value in Fairfield is $120,100 — 61% below the national median of $305,000. Median rent runs $997/month, 24% lower than the national median of $1,314/month. The median household income of $48,492/year is 35% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Fairfield has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$120,100
61% below avg
Zillow Home Value
$90,089
Zillow ZHVI
Median Rent
$997/mo
24% below avg
Zillow Rent
$1,011/mo
Zillow ZORI
Price-to-Rent Ratio
10.0x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 58.8%
Renter-occupied 41.2%

💰 Estimated Monthly Budget

Rent median rent
$997
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,611/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.0%

Commute Mode

Drove alone
64.6%
Carpooled
18.3%
Walked
5.3%
Work from home
11.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$48,492
35% below avg
Per Capita Income
$23,897
Unemployment Rate
5.8%
20% above avg
Poverty Rate
30.3%
Labor Force Participation
55.2%

🎓 Education

Bachelor's degree+ 15.6%
Graduate degree 8.9%

👥 Demographics

Median Age 30.3
Male median age 29
Female median age 30.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 61 — Moderate
20%
Good air days/yr
255
Max AQI recorded
312
PM2.5 days
53
Ozone days

Frequently Asked Questions

What is the cost of living in Fairfield, AL?

Fairfield has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Fairfield, AL?

The median gross rent in Fairfield is $997 per month based on 2023 Census data.

What is the average home price in Fairfield?

The median home value in Fairfield is $120,100 according to Zillow and Census data.

What is the median income in Fairfield?

The median household income in Fairfield is $48,492 per year (2023 ACS 5-year estimates).

What is the sales tax in Fairfield, AL?

The combined state and local sales tax rate in Fairfield is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Fairfield, AL affordable?

Yes, Fairfield is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

Fairfield at a Glance

Population
9,846
Median Income
$48,492
Home Value
$120,100
Median Rent
$997/mo
Unemployment
5.8%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

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