Cost of Living in Geneva, AL
Population 4,227 · Alabama · Data vintage 2023
(100 = US avg)
Geneva sits on the smaller end of the Alabama city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Around 28% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 95 miles south of Montgomery, Geneva is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 28% lower than Montgomery's $149,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Geneva
The median home value in Geneva is $106,500 — 65% below the national median of $305,000. Median rent runs $654/month, 50% lower than the national median of $1,314/month. The median household income of $48,798/year is 35% lower than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. The climate averages highs of 79.2°F and lows of 55.4°F. Overall, Geneva has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.
Geneva has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 62 | 67 | 73 | 80 | 87 | 91 | 93 | 92 | 88 | 81 | 72 | 65 |
| Low °F | 39 | 42 | 48 | 54 | 62 | 69 | 72 | 72 | 67 | 56 | 45 | 41 |
Frequently Asked Questions
What is the cost of living in Geneva, AL?
Geneva has a cost index of 41 (100 = national average). It is 59% below the national average.
What is average rent in Geneva, AL?
The median gross rent in Geneva is $654 per month based on 2023 Census data.
What is the average home price in Geneva?
The median home value in Geneva is $106,500 according to Zillow and Census data.
What is the median income in Geneva?
The median household income in Geneva is $48,798 per year (2023 ACS 5-year estimates).
What is the sales tax in Geneva, AL?
The combined state and local sales tax rate in Geneva is 9.2%. The Alabama state income tax top rate is 5.0%.
Is Geneva, AL affordable?
Yes, Geneva is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.
What is the weather like in Geneva?
Geneva has average high temperatures of 79.2°F and average lows of 55.4°F. Data from NOAA 1991–2020 Climate Normals.
Geneva at a Glance
- Population
- 4,227
- Median Income
- $48,798
- Home Value
- $106,500
- Median Rent
- $654/mo
- Unemployment
- 8.0%
- Avg High Temp
- 79.2°F
- Sales Tax
- 9.2%
Explore county-level cost of living data
Alabama Rankings
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