Cost of Living in Ozark, AL

Population 14,348 · Alabama · Data vintage 2023

51
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Ozark run well below national norms — a median of $46,951 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $139,000). At 9.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Ozark is about 70 miles southeast of Montgomery, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Montgomery's $149,000 median.

Cost Overview

Housing 45
Rent 59

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ozark

The median home value in Ozark is $138,600 — 55% below the national median of $305,000. Median rent runs $773/month, 41% lower than the national median of $1,314/month. The median household income of $46,951/year is 37% lower than the US median of $74,580. The local unemployment rate is 9.1%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. The climate averages highs of 79.0°F and lows of 56.7°F. Overall, Ozark has a cost of living index of 51 versus the US average of 100, meaning it is 49% less expensive.

🏠 Housing

Median Home Value
$138,600
55% below avg
Zillow Home Value
$140,752
Zillow ZHVI
Median Rent
$773/mo
41% below avg
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 63.3%
Renter-occupied 36.7%

💰 Estimated Monthly Budget

Rent median rent
$773
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,387/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.9 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.4%

Commute Mode

Drove alone
83.5%
Carpooled
11.0%
Public transit
0.5%
Work from home
3.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$46,951
37% below avg
Per Capita Income
$27,945
Unemployment Rate
9.1%
90% above avg
Poverty Rate
25.6%
Labor Force Participation
45.8%

🎓 Education

Bachelor's degree+ 10.0%
Graduate degree 8.8%

👥 Demographics

Median Age 41.9
Male median age 39.1
Female median age 45.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
79.0°F
Avg Low
56.7°F
Annual Precip
53.9"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 626673798791939288817164
Low °F 404349556471737267574742
Precip" 4.764.824.724.792.925.085.956.173.272.703.914.76

Frequently Asked Questions

What is the cost of living in Ozark, AL?

Ozark has a cost index of 51 (100 = national average). It is 49% below the national average.

What is average rent in Ozark, AL?

The median gross rent in Ozark is $773 per month based on 2023 Census data.

What is the average home price in Ozark?

The median home value in Ozark is $138,600 according to Zillow and Census data.

What is the median income in Ozark?

The median household income in Ozark is $46,951 per year (2023 ACS 5-year estimates).

What is the sales tax in Ozark, AL?

The combined state and local sales tax rate in Ozark is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Ozark, AL affordable?

Yes, Ozark is generally considered affordable, with a cost of living index of 51 — about 49% below the US national average of 100.

What is the weather like in Ozark?

Ozark has average high temperatures of 79.0°F and average lows of 56.7°F. Annual precipitation is 53.9". Data from NOAA 1991–2020 Climate Normals.

Ozark at a Glance

Population
14,348
Median Income
$46,951
Home Value
$138,600
Median Rent
$773/mo
Unemployment
9.1%
Avg High Temp
79.0°F
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs