Cost of Living in Margaret, AL

Population 5,538 · Alabama · Data vintage 2023

71
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Margaret stay well under national norms: a median home value of $225,000 against median household incomes of $97,075 gives the city one of the more comfortable price-to-income ratios in Alabama. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Located 20 miles northeast of Birmingham, Margaret falls within that metro's commuting orbit. Median home values run roughly 62% higher than Birmingham's $139,000.

Cost Overview

Housing 74
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Margaret

The median home value in Margaret is $224,700 — 26% below the national median of $305,000. Median rent runs $881/month, 33% lower than the national median of $1,314/month. The median household income of $97,075/year is 30% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Margaret has a cost of living index of 71 versus the US average of 100, meaning it is 29% less expensive.

🏠 Housing

Median Home Value
$224,700
26% below avg
Median Rent
$881/mo
33% below avg
Zillow Rent
$1,760/mo
Zillow ZORI
Price-to-Rent Ratio
21.3x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 87.1%
Renter-occupied 12.9%

💰 Estimated Monthly Budget

Rent median rent
$881
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,495/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.6 min
43% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.6%

Commute Mode

Drove alone
87.4%
Carpooled
3.3%
Work from home
7.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$97,075
30% above avg
Per Capita Income
$30,671
Unemployment Rate
2.5%
48% below avg
Poverty Rate
6.6%
Labor Force Participation
71.0%

🎓 Education

Bachelor's degree+ 14.4%
Graduate degree 6.8%

👥 Demographics

Median Age 31.9
Male median age 33.6
Female median age 31.6

Frequently Asked Questions

What is the cost of living in Margaret, AL?

Margaret has a cost index of 71 (100 = national average). It is 29% below the national average.

What is average rent in Margaret, AL?

The median gross rent in Margaret is $881 per month based on 2023 Census data.

What is the average home price in Margaret?

The median home value in Margaret is $224,700 according to 2023 Census ACS data.

What is the median income in Margaret?

The median household income in Margaret is $97,075 per year (2023 ACS 5-year estimates).

What is the sales tax in Margaret, AL?

The combined state and local sales tax rate in Margaret is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Margaret, AL affordable?

Yes, Margaret is generally considered affordable, with a cost of living index of 71 — about 29% below the US national average of 100.

Margaret at a Glance

Population
5,538
Median Income
$97,075
Home Value
$224,700
Median Rent
$881/mo
Unemployment
2.5%
Sales Tax
9.2%
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🗺️ County data for Alabama

Explore county-level cost of living data

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