Cost of Living in Moody, AL
Population 13,378 · Alabama · Data vintage 2023
(100 = US avg)
Moody offers a notably favorable income-to-housing ratio for its region. The typical home — $223,000 — costs less than 2.6 times median household income of $86,389, a threshold many coastal markets passed a decade ago.
Geographically, Moody sits roughly 20 miles east of Birmingham. Median home values run roughly 61% higher than Birmingham's $139,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Moody
The median home value in Moody is $222,500 — 27% below the national median of $305,000. Median rent runs $1,463/month, 11% higher than the national median of $1,314/month. The median household income of $86,389/year is 16% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Moody has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Moody, AL?
Moody has a cost index of 88 (100 = national average). It is 12% below the national average.
What is average rent in Moody, AL?
The median gross rent in Moody is $1,463 per month based on 2023 Census data.
What is the average home price in Moody?
The median home value in Moody is $222,500 according to Zillow and Census data.
What is the median income in Moody?
The median household income in Moody is $86,389 per year (2023 ACS 5-year estimates).
What is the sales tax in Moody, AL?
The combined state and local sales tax rate in Moody is 9.2%. The Alabama state income tax top rate is 5.0%.
Is Moody, AL affordable?
Yes, Moody is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.
Moody at a Glance
- Population
- 13,378
- Median Income
- $86,389
- Home Value
- $222,500
- Median Rent
- $1,463/mo
- Unemployment
- 5.1%
- Sales Tax
- 9.2%
Explore county-level cost of living data
Alabama Rankings
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