Cost of Living in Saddlebrooke, AZ

Population 12,616 · Arizona · Data vintage 2023

173
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 72, Saddlebrooke functions largely as a retirement market. Housing costs — $472,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons. Unemployment has stayed elevated relative to the national figure — 13.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 30 miles north of Tucson, Saddlebrooke falls within that metro's commuting orbit. Median home values run roughly 95% higher than Tucson's $242,000.

Cost Overview

Housing 155
Rent 201

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Saddlebrooke

The median home value in Saddlebrooke is $471,700 — 55% above the national median of $305,000. Median rent runs $2,645/month, 101% higher than the national median of $1,314/month. The median household income of $90,888/year is 22% higher than the US median of $74,580. The local unemployment rate is 13.2%, above the national average of 4.8%. Arizona's top state income tax rate is 2.5% and the combined sales tax is 8.4%. Overall, Saddlebrooke has a cost of living index of 173 versus the US average of 100, meaning it is 73% more expensive.

🏠 Housing

Median Home Value
$471,700
55% above avg
Median Rent
$2,645/mo
101% above avg
Zillow Rent
$2,042/mo
Zillow ZORI
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$985
1 BR
$1,055
2 BR
$1,373
3 BR
$1,877
4 BR
$2,092
Owner-occupied 95.4%
Renter-occupied 4.6%

💰 Estimated Monthly Budget

Rent median rent
$2,645
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,259/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.1 min
37% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
33.5%

Commute Mode

Drove alone
60.0%
Carpooled
4.8%
Walked
1.7%
Work from home
33.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 2.5%
Total Sales Tax 8.4%
State rate 5.6%
Avg local rate 2.8%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$90,888
22% above avg
Per Capita Income
$61,513
Unemployment Rate
13.2%
174% above avg
Poverty Rate
5.3%
Labor Force Participation
19.5%

🎓 Education

Bachelor's degree+ 29.8%
Graduate degree 22.3%

👥 Demographics

Median Age 71.6
Male median age 72.4
Female median age 71.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 64 — Moderate
29.9%
Good air days/yr
709
Max AQI recorded
44
PM2.5 days
155
Ozone days

Frequently Asked Questions

What is the cost of living in Saddlebrooke, AZ?

Saddlebrooke has a cost index of 173 (100 = national average). It is 73% above the national average.

What is average rent in Saddlebrooke, AZ?

The median gross rent in Saddlebrooke is $2,645 per month based on 2023 Census data.

What is the average home price in Saddlebrooke?

The median home value in Saddlebrooke is $471,700 according to 2023 Census ACS data.

What is the median income in Saddlebrooke?

The median household income in Saddlebrooke is $90,888 per year (2023 ACS 5-year estimates).

What is the sales tax in Saddlebrooke, AZ?

The combined state and local sales tax rate in Saddlebrooke is 8.4%. The Arizona state income tax top rate is 2.5%.

Is Saddlebrooke, AZ affordable?

Saddlebrooke is above average in cost of living, with an index of 173 — about 73% higher than the national average.

Saddlebrooke at a Glance

Population
12,616
Median Income
$90,888
Home Value
$471,700
Median Rent
$2,645/mo
Unemployment
13.2%
Sales Tax
8.4%
View all cities in Arizona →
🗺️ County data for Arizona

Explore county-level cost of living data

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