Cost of Living in Safford, AZ

Population 10,217 · Arizona · Data vintage 2023

67
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Safford offers a notably favorable income-to-housing ratio for its region. The typical home — $192,000 — costs less than 2.9 times median household income of $65,727, a threshold many coastal markets passed a decade ago.

Safford lies roughly 85 miles northeast of the nearest major metro, Tucson — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 21% lower than Tucson's $242,000.

Cost Overview

Housing 63
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Safford

The median home value in Safford is $191,600 — 37% below the national median of $305,000. Median rent runs $976/month, 26% lower than the national median of $1,314/month. The median household income of $65,727/year is 12% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Arizona's top state income tax rate is 2.5% and the combined sales tax is 8.4%. The climate averages highs of 81.4°F and lows of 51.4°F. Overall, Safford has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value
$191,600
37% below avg
Zillow Home Value
$277,260
Zillow ZHVI
Median Rent
$976/mo
26% below avg
Price-to-Rent Ratio
16.4x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$985
1 BR
$1,055
2 BR
$1,373
3 BR
$1,877
4 BR
$2,092
Owner-occupied 73.1%
Renter-occupied 26.9%

💰 Estimated Monthly Budget

Rent median rent
$976
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,590/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.8%

Commute Mode

Drove alone
81.3%
Carpooled
12.5%
Public transit
0.3%
Bicycle
0.1%
Work from home
3.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 2.5%
Total Sales Tax 8.4%
State rate 5.6%
Avg local rate 2.8%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$65,727
12% below avg
Per Capita Income
$27,982
Unemployment Rate
5.8%
20% above avg
Poverty Rate
13.3%
Labor Force Participation
61.5%

🎓 Education

Bachelor's degree+ 13.7%
Graduate degree 5.5%

👥 Demographics

Median Age 31.3
Male median age 28.6
Female median age 35.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
81.4°F
Avg Low
51.4°F
Annual Precip
8"
30° 50° 70° 90° 110° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 61667382911011009893837060
Low °F 343742485666727165524134
Precip" 0.710.620.470.190.170.241.331.280.880.720.520.85

Frequently Asked Questions

What is the cost of living in Safford, AZ?

Safford has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Safford, AZ?

The median gross rent in Safford is $976 per month based on 2023 Census data.

What is the average home price in Safford?

The median home value in Safford is $191,600 according to Zillow and Census data.

What is the median income in Safford?

The median household income in Safford is $65,727 per year (2023 ACS 5-year estimates).

What is the sales tax in Safford, AZ?

The combined state and local sales tax rate in Safford is 8.4%. The Arizona state income tax top rate is 2.5%.

Is Safford, AZ affordable?

Yes, Safford is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

What is the weather like in Safford?

Safford has average high temperatures of 81.4°F and average lows of 51.4°F. Annual precipitation is 8". Data from NOAA 1991–2020 Climate Normals.

Safford at a Glance

Population
10,217
Median Income
$65,727
Home Value
$191,600
Median Rent
$976/mo
Unemployment
5.8%
Avg High Temp
81.4°F
Sales Tax
8.4%
View all cities in Arizona →
🗺️ County data for Arizona

Explore county-level cost of living data

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