Cost of Living in Galt, CA

Population 25,665 · California · Data vintage 2023

135
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Galt's cost indicators track within a reasonable band of national figures, with median household incomes near $86,327 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Unemployment has stayed elevated relative to the national figure — 7.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 11 miles southeast of Elk Grove, Galt falls within that metro's commuting orbit. Median home values run roughly 23% lower than Elk Grove's $603,000.

Cost Overview

Housing 153
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Galt

The median home value in Galt is $465,700 — 53% above the national median of $305,000. Median rent runs $1,413/month, 8% higher than the national median of $1,314/month. The median household income of $86,327/year is 16% higher than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Galt has a cost of living index of 135 versus the US average of 100, meaning it is 35% more expensive.

🏠 Housing

Median Home Value
$465,700
53% above avg
Zillow Home Value
$531,432
Zillow ZHVI
Median Rent
$1,413/mo
8% above avg
Zillow Rent
$2,397/mo
Zillow ZORI
Price-to-Rent Ratio
27.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 77.3%
Renter-occupied 22.6%

💰 Estimated Monthly Budget

Rent median rent
$1,413
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,027/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.3 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.9%

Commute Mode

Drove alone
72.8%
Carpooled
11.9%
Public transit
1.3%
Walked
1.1%
Bicycle
1.0%
Work from home
10.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$86,327
16% above avg
Per Capita Income
$36,124
Unemployment Rate
7.2%
50% above avg
Poverty Rate
7.3%
Labor Force Participation
64.8%

🎓 Education

Bachelor's degree+ 15.6%
Graduate degree 5.5%

👥 Demographics

Median Age 38.7
Male median age 38.2
Female median age 39.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.3%
Good air days/yr
133
Max AQI recorded
166
PM2.5 days
199
Ozone days

Frequently Asked Questions

What is the cost of living in Galt, CA?

Galt has a cost index of 135 (100 = national average). It is 35% above the national average.

What is average rent in Galt, CA?

The median gross rent in Galt is $1,413 per month based on 2023 Census data.

What is the average home price in Galt?

The median home value in Galt is $465,700 according to Zillow and Census data.

What is the median income in Galt?

The median household income in Galt is $86,327 per year (2023 ACS 5-year estimates).

What is the sales tax in Galt, CA?

The combined state and local sales tax rate in Galt is 8.7%. The California state income tax top rate is 13.3%.

Is Galt, CA affordable?

Galt is above average in cost of living, with an index of 135 — about 35% higher than the national average.

Galt at a Glance

Population
25,665
Median Income
$86,327
Home Value
$465,700
Median Rent
$1,413/mo
Unemployment
7.2%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs