Cost of Living in Grass Valley, CA

Population 14,126 · California · Data vintage 2023

133
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Grass Valley sits on the smaller end of the California city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Grass Valley is about 35 miles northeast of Roseville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than Roseville's $631,000.

Cost Overview

Housing 150
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grass Valley

The median home value in Grass Valley is $458,400 — 50% above the national median of $305,000. Median rent runs $1,417/month, 8% higher than the national median of $1,314/month. The median household income of $48,850/year is 34% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Grass Valley has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.

🏠 Housing

Median Home Value
$458,400
50% above avg
Zillow Home Value
$499,887
Zillow ZHVI
Median Rent
$1,417/mo
8% above avg
Zillow Rent
$2,117/mo
Zillow ZORI
Price-to-Rent Ratio
27.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 39.8%
Renter-occupied 60.2%

💰 Estimated Monthly Budget

Rent median rent
$1,417
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,031/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.3 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.8%

Commute Mode

Drove alone
71.8%
Carpooled
10.4%
Walked
3.5%
Bicycle
0.3%
Work from home
12.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$48,850
34% below avg
Per Capita Income
$34,832
Unemployment Rate
4.0%
17% below avg
Poverty Rate
20.7%
Labor Force Participation
49.8%

🎓 Education

Bachelor's degree+ 18.9%
Graduate degree 13.2%

👥 Demographics

Median Age 49.6
Male median age 41.5
Female median age 53.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
77.7%
Good air days/yr
97
Max AQI recorded
257
PM2.5 days
106
Ozone days

Frequently Asked Questions

What is the cost of living in Grass Valley, CA?

Grass Valley has a cost index of 133 (100 = national average). It is 33% above the national average.

What is average rent in Grass Valley, CA?

The median gross rent in Grass Valley is $1,417 per month based on 2023 Census data.

What is the average home price in Grass Valley?

The median home value in Grass Valley is $458,400 according to Zillow and Census data.

What is the median income in Grass Valley?

The median household income in Grass Valley is $48,850 per year (2023 ACS 5-year estimates).

What is the sales tax in Grass Valley, CA?

The combined state and local sales tax rate in Grass Valley is 8.7%. The California state income tax top rate is 13.3%.

Is Grass Valley, CA affordable?

Grass Valley is above average in cost of living, with an index of 133 — about 33% higher than the national average.