Cost of Living in Lake of the Pines, CA

Population 5,012 · California · Data vintage 2023

209
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lake of the Pines's housing market reflects its status as a high-earning metro: $639,000 for a typical home, 110% above the US median, paired with household incomes around $118,661 that put it in the upper third of the state.

Located 25 miles northeast of Roseville, Lake of the Pines falls within that metro's commuting orbit. Housing prices track closely with Roseville's $631,000 median.

Cost Overview

Housing 210
Rent 209

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake of the Pines

The median home value in Lake of the Pines is $639,400 — 110% above the national median of $305,000. Median rent runs $2,741/month, 109% higher than the national median of $1,314/month. The median household income of $118,661/year is 59% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lake of the Pines has a cost of living index of 209 versus the US average of 100, meaning it is 109% more expensive.

🏠 Housing

Median Home Value
$639,400
110% above avg
Median Rent
$2,741/mo
109% above avg
Price-to-Rent Ratio
19.4x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 86.1%
Renter-occupied 13.9%

💰 Estimated Monthly Budget

Rent median rent
$2,741
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,355/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.5 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.4%

Commute Mode

Drove alone
72.7%
Carpooled
5.2%
Walked
0.7%
Work from home
19.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$118,661
59% above avg
Per Capita Income
$63,253
Unemployment Rate
4.4%
9% below avg
Poverty Rate
8.0%
Labor Force Participation
52.8%

🎓 Education

Bachelor's degree+ 27.1%
Graduate degree 13.3%

👥 Demographics

Median Age 54.4
Male median age 53.3
Female median age 54.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
77.7%
Good air days/yr
97
Max AQI recorded
257
PM2.5 days
106
Ozone days

Frequently Asked Questions

What is the cost of living in Lake of the Pines, CA?

Lake of the Pines has a cost index of 209 (100 = national average). It is 109% above the national average.

What is average rent in Lake of the Pines, CA?

The median gross rent in Lake of the Pines is $2,741 per month based on 2023 Census data.

What is the average home price in Lake of the Pines?

The median home value in Lake of the Pines is $639,400 according to 2023 Census ACS data.

What is the median income in Lake of the Pines?

The median household income in Lake of the Pines is $118,661 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake of the Pines, CA?

The combined state and local sales tax rate in Lake of the Pines is 8.7%. The California state income tax top rate is 13.3%.

Is Lake of the Pines, CA affordable?

Lake of the Pines is above average in cost of living, with an index of 209 — about 109% higher than the national average.