Cost of Living in McSwain, CA
Population 5,556 · California · Data vintage 2023
(100 = US avg)
Home prices in McSwain run well above the national baseline, with a median of $640,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $140,173 place the city among the better-paid California metros. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.
Geographically, McSwain is about 30 miles southeast of Modesto, the nearest large metro. Median home values run roughly 54% higher than Modesto's $416,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in McSwain
The median home value in McSwain is $639,800 — 110% above the national median of $305,000. Median rent runs $1,205/month, 8% lower than the national median of $1,314/month. The median household income of $140,173/year is 88% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 76.4°F and lows of 48.2°F. Overall, McSwain has a cost of living index of 163 versus the US average of 100, meaning it is 63% more expensive.
McSwain has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 56 | 62 | 68 | 74 | 83 | 91 | 96 | 95 | 91 | 80 | 66 | 56 |
| Low °F | 37 | 39 | 42 | 45 | 52 | 58 | 62 | 61 | 57 | 49 | 41 | 36 |
| Precip" | 2.37 | 2.20 | 1.82 | 1.12 | 0.55 | 0.12 | 0.00 | 0.00 | 0.05 | 0.64 | 1.02 | 1.91 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in McSwain, CA?
McSwain has a cost index of 163 (100 = national average). It is 63% above the national average.
What is average rent in McSwain, CA?
The median gross rent in McSwain is $1,205 per month based on 2023 Census data.
What is the average home price in McSwain?
The median home value in McSwain is $639,800 according to 2023 Census ACS data.
What is the median income in McSwain?
The median household income in McSwain is $140,173 per year (2023 ACS 5-year estimates).
What is the sales tax in McSwain, CA?
The combined state and local sales tax rate in McSwain is 8.7%. The California state income tax top rate is 13.3%.
Is McSwain, CA affordable?
McSwain is above average in cost of living, with an index of 163 — about 63% higher than the national average.
What is the weather like in McSwain?
McSwain has average high temperatures of 76.4°F and average lows of 48.2°F. Annual precipitation is 11.8". Data from NOAA 1991–2020 Climate Normals.
McSwain at a Glance
- Population
- 5,556
- Median Income
- $140,173
- Home Value
- $639,800
- Median Rent
- $1,205/mo
- Unemployment
- 2.8%
- Avg High Temp
- 76.4°F
- Sales Tax
- 8.7%
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