Cost of Living in Poway, CA

Population 48,515 · California · Data vintage 2023

260
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Poway run well above the national baseline, with a median of $972,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $143,825 place the city among the better-paid California metros.

Geographically, Poway sits roughly 10 miles south of Escondido. Median home values run roughly 46% higher than Escondido's $664,000.

Cost Overview

Housing 319
Rent 172

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Poway

The median home value in Poway is $971,500 — 219% above the national median of $305,000. Median rent runs $2,261/month, 72% higher than the national median of $1,314/month. The median household income of $143,825/year is 93% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Poway has a cost of living index of 260 versus the US average of 100, meaning it is 160% more expensive.

🏠 Housing

Median Home Value
$971,500
219% above avg
Zillow Home Value
$1,206,249
Zillow ZHVI
Median Rent
$2,261/mo
72% above avg
Zillow Rent
$3,143/mo
Zillow ZORI
Price-to-Rent Ratio
35.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 75.7%
Renter-occupied 24.3%

💰 Estimated Monthly Budget

Rent median rent
$2,261
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,875/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.5 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.2%

Commute Mode

Drove alone
66.9%
Carpooled
8.1%
Public transit
1.0%
Walked
1.9%
Bicycle
0.4%
Work from home
20.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$143,825
93% above avg
Per Capita Income
$62,061
Unemployment Rate
5.3%
10% above avg
Poverty Rate
5.2%
Labor Force Participation
63.2%

🎓 Education

Bachelor's degree+ 31.4%
Graduate degree 22.1%

👥 Demographics

Median Age 41.9
Male median age 40.6
Female median age 43.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Poway, CA?

Poway has a cost index of 260 (100 = national average). It is 160% above the national average.

What is average rent in Poway, CA?

The median gross rent in Poway is $2,261 per month based on 2023 Census data.

What is the average home price in Poway?

The median home value in Poway is $971,500 according to Zillow and Census data.

What is the median income in Poway?

The median household income in Poway is $143,825 per year (2023 ACS 5-year estimates).

What is the sales tax in Poway, CA?

The combined state and local sales tax rate in Poway is 8.7%. The California state income tax top rate is 13.3%.

Is Poway, CA affordable?

Poway is above average in cost of living, with an index of 260 — about 160% higher than the national average.