Cost of Living in Ramona, CA

Population 22,829 · California · Data vintage 2023

193
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ramona's housing market reflects its status as a high-earning metro: $705,000 for a typical home, 131% above the US median, paired with household incomes around $101,023 that put it in the upper third of the state.

Ramona sits roughly 13 miles southeast of Escondido — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Escondido's $664,000 median.

Cost Overview

Housing 231
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ramona

The median home value in Ramona is $704,500 — 131% above the national median of $305,000. Median rent runs $1,797/month, 37% higher than the national median of $1,314/month. The median household income of $101,023/year is 35% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 76.3°F and lows of 46.1°F. Overall, Ramona has a cost of living index of 193 versus the US average of 100, meaning it is 93% more expensive.

🏠 Housing

Median Home Value
$704,500
131% above avg
Zillow Home Value
$797,836
Zillow ZHVI
Median Rent
$1,797/mo
37% above avg
Zillow Rent
$2,224/mo
Zillow ZORI
Price-to-Rent Ratio
32.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 68.3%
Renter-occupied 31.7%

💰 Estimated Monthly Budget

Rent median rent
$1,797
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,411/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.8 min
36% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.0%

Commute Mode

Drove alone
75.7%
Carpooled
8.8%
Walked
1.9%
Work from home
12.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$101,023
35% above avg
Per Capita Income
$41,166
Unemployment Rate
3.9%
20% below avg
Poverty Rate
7.0%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 19.0%
Graduate degree 5.8%

👥 Demographics

Median Age 39.2
Male median age 36.6
Female median age 40.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.3°F
Avg Low
46.1°F
Annual Precip
14.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 666668727683899187807366
Low °F 373840434952585955494036
Precip" 3.103.662.301.000.410.060.100.040.150.691.062.08

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Ramona, CA?

Ramona has a cost index of 193 (100 = national average). It is 93% above the national average.

What is average rent in Ramona, CA?

The median gross rent in Ramona is $1,797 per month based on 2023 Census data.

What is the average home price in Ramona?

The median home value in Ramona is $704,500 according to Zillow and Census data.

What is the median income in Ramona?

The median household income in Ramona is $101,023 per year (2023 ACS 5-year estimates).

What is the sales tax in Ramona, CA?

The combined state and local sales tax rate in Ramona is 8.7%. The California state income tax top rate is 13.3%.

Is Ramona, CA affordable?

Ramona is above average in cost of living, with an index of 193 — about 93% higher than the national average.

What is the weather like in Ramona?

Ramona has average high temperatures of 76.3°F and average lows of 46.1°F. Annual precipitation is 14.7". Data from NOAA 1991–2020 Climate Normals.

Ramona at a Glance

Population
22,829
Median Income
$101,023
Home Value
$704,500
Median Rent
$1,797/mo
Unemployment
3.9%
Avg High Temp
76.3°F
Sales Tax
8.7%
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Explore county-level cost of living data

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