Cost of Living in Rio del Mar, CA

Population 8,938 · California · Data vintage 2023

341
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $1.2 million, the typical home in Rio del Mar costs about 4× the national median, a premium characteristic of resort and luxury markets rather than primary-residence metros.

Rio del Mar sits roughly 25 miles northwest of Salinas — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 103% higher than Salinas' $611,000.

Cost Overview

Housing 407
Rent 241

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rio del Mar

The median home value in Rio del Mar is $1,242,600 — 307% above the national median of $305,000. Median rent runs $3,172/month, 141% higher than the national median of $1,314/month. The median household income of $150,313/year is 102% higher than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Rio del Mar has a cost of living index of 341 versus the US average of 100, meaning it is 241% more expensive.

🏠 Housing

Median Home Value
$1,242,600
307% above avg
Median Rent
$3,172/mo
141% above avg
Price-to-Rent Ratio
32.6x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 77.6%
Renter-occupied 22.4%

💰 Estimated Monthly Budget

Rent median rent
$3,172
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,786/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.5 min
28% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
30.2%

Commute Mode

Drove alone
59.8%
Carpooled
7.7%
Walked
0.4%
Bicycle
0.4%
Work from home
30.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$150,313
102% above avg
Per Capita Income
$91,497
Unemployment Rate
5.7%
19% above avg
Poverty Rate
3.1%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 31.1%
Graduate degree 30.4%

👥 Demographics

Median Age 51.4
Male median age 49
Female median age 52.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 36 — Good
82.2%
Good air days/yr
130
Max AQI recorded
189
PM2.5 days
176
Ozone days

Frequently Asked Questions

What is the cost of living in Rio del Mar, CA?

Rio del Mar has a cost index of 341 (100 = national average). It is 241% above the national average.

What is average rent in Rio del Mar, CA?

The median gross rent in Rio del Mar is $3,172 per month based on 2023 Census data.

What is the average home price in Rio del Mar?

The median home value in Rio del Mar is $1,242,600 according to 2023 Census ACS data.

What is the median income in Rio del Mar?

The median household income in Rio del Mar is $150,313 per year (2023 ACS 5-year estimates).

What is the sales tax in Rio del Mar, CA?

The combined state and local sales tax rate in Rio del Mar is 8.7%. The California state income tax top rate is 13.3%.

Is Rio del Mar, CA affordable?

Rio del Mar is above average in cost of living, with an index of 341 — about 241% higher than the national average.

Rio del Mar at a Glance

Population
8,938
Median Income
$150,313
Home Value
$1,242,600
Median Rent
$3,172/mo
Unemployment
5.7%
Sales Tax
8.7%
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