Cost of Living in Seacliff, CA

Population 3,488 · California · Data vintage 2023

287
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Seacliff run well above the national baseline, with a median of $1.1 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $121,845 place the city among the better-paid California metros.

Geographically, Seacliff sits roughly 25 miles south of San Jose. Median home values run roughly 9% lower than San Jose's $1.2 million.

Cost Overview

Housing 356
Rent 183

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seacliff

The median home value in Seacliff is $1,085,900 — 256% above the national median of $305,000. Median rent runs $2,410/month, 83% higher than the national median of $1,314/month. The median household income of $121,845/year is 63% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Seacliff has a cost of living index of 287 versus the US average of 100, meaning it is 187% more expensive.

🏠 Housing

Median Home Value
$1,085,900
256% above avg
Median Rent
$2,410/mo
83% above avg
Price-to-Rent Ratio
37.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 60.0%
Renter-occupied 40.0%

💰 Estimated Monthly Budget

Rent median rent
$2,410
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,024/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.8 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.6%

Commute Mode

Drove alone
73.6%
Carpooled
10.0%
Walked
3.1%
Bicycle
1.3%
Work from home
10.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$121,845
63% above avg
Per Capita Income
$73,681
Unemployment Rate
4.2%
13% below avg
Poverty Rate
5.1%
Labor Force Participation
70.9%

🎓 Education

Bachelor's degree+ 21.8%
Graduate degree 19.1%

👥 Demographics

Median Age 44.6
Male median age 46.9
Female median age 43.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 36 — Good
82.2%
Good air days/yr
130
Max AQI recorded
189
PM2.5 days
176
Ozone days

Frequently Asked Questions

What is the cost of living in Seacliff, CA?

Seacliff has a cost index of 287 (100 = national average). It is 187% above the national average.

What is average rent in Seacliff, CA?

The median gross rent in Seacliff is $2,410 per month based on 2023 Census data.

What is the average home price in Seacliff?

The median home value in Seacliff is $1,085,900 according to 2023 Census ACS data.

What is the median income in Seacliff?

The median household income in Seacliff is $121,845 per year (2023 ACS 5-year estimates).

What is the sales tax in Seacliff, CA?

The combined state and local sales tax rate in Seacliff is 8.7%. The California state income tax top rate is 13.3%.

Is Seacliff, CA affordable?

Seacliff is above average in cost of living, with an index of 287 — about 187% higher than the national average.

Seacliff at a Glance

Population
3,488
Median Income
$121,845
Home Value
$1,085,900
Median Rent
$2,410/mo
Unemployment
4.2%
Sales Tax
8.7%
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Explore county-level cost of living data

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