Cost of Living in San Ramon, CA

Population 85,734 · California · Data vintage 2023

356
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

San Ramon's housing market is in a category of its own — median home values around $1.4 million sit roughly 4 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents.

Geographically, San Ramon sits roughly 13 miles northeast of Hayward. Median home values run roughly 66% higher than Hayward's $821,000.

Cost Overview

Housing 446
Rent 222

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in San Ramon

The median home value in San Ramon is $1,359,100 — 346% above the national median of $305,000. Median rent runs $2,916/month, 122% higher than the national median of $1,314/month. The median household income of $197,358/year is 165% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, San Ramon has a cost of living index of 356 versus the US average of 100, meaning it is 256% more expensive.

🏠 Housing

Median Home Value
$1,359,100
346% above avg
Zillow Home Value
$1,516,678
Zillow ZHVI
Median Rent
$2,916/mo
122% above avg
Zillow Rent
$2,768/mo
Zillow ZORI
Price-to-Rent Ratio
38.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 70.5%
Renter-occupied 29.5%

💰 Estimated Monthly Budget

Rent median rent
$2,916
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,530/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.3 min
46% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
32.4%

Commute Mode

Drove alone
55.3%
Carpooled
4.6%
Public transit
3.9%
Walked
1.8%
Bicycle
0.4%
Work from home
32.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$197,358
165% above avg
Per Capita Income
$82,145
Unemployment Rate
5.0%
5% above avg
Poverty Rate
4.1%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 39.0%
Graduate degree 32.2%

👥 Demographics

Median Age 40.9
Male median age 40
Female median age 41.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.4%
Good air days/yr
110
Max AQI recorded
270
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in San Ramon, CA?

San Ramon has a cost index of 356 (100 = national average). It is 256% above the national average.

What is average rent in San Ramon, CA?

The median gross rent in San Ramon is $2,916 per month based on 2023 Census data.

What is the average home price in San Ramon?

The median home value in San Ramon is $1,359,100 according to Zillow and Census data.

What is the median income in San Ramon?

The median household income in San Ramon is $197,358 per year (2023 ACS 5-year estimates).

What is the sales tax in San Ramon, CA?

The combined state and local sales tax rate in San Ramon is 8.7%. The California state income tax top rate is 13.3%.

Is San Ramon, CA affordable?

San Ramon is above average in cost of living, with an index of 356 — about 256% higher than the national average.

San Ramon at a Glance

Population
85,734
Median Income
$197,358
Home Value
$1,359,100
Median Rent
$2,916/mo
Unemployment
5.0%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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