Cost of Living in Twin Lakes CDP (Santa Cruz County), CA
Population 4,895 · California · Data vintage 2023
(100 = US avg)
Housing in Twin Lakes CDP (Santa Cruz County) is priced well above national norms — a median of $958,000, roughly 214% above the US figure — typical of the coastal premium that California.
Located 25 miles southwest of San Jose, Twin Lakes CDP (Santa Cruz County) falls within that metro's commuting orbit. Median home values run roughly 19% lower than San Jose's $1.2 million.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Twin Lakes CDP (Santa Cruz County)
The median home value in Twin Lakes CDP (Santa Cruz County) is $958,300 — 214% above the national median of $305,000. Median rent runs $2,221/month, 69% higher than the national median of $1,314/month. The median household income of $81,288/year is 9% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Twin Lakes CDP (Santa Cruz County) has a cost of living index of 256 versus the US average of 100, meaning it is 156% more expensive.
Twin Lakes CDP (Santa Cruz County) has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Twin Lakes CDP (Santa Cruz County), CA?
Twin Lakes CDP (Santa Cruz County) has a cost index of 256 (100 = national average). It is 156% above the national average.
What is average rent in Twin Lakes CDP (Santa Cruz County), CA?
The median gross rent in Twin Lakes CDP (Santa Cruz County) is $2,221 per month based on 2023 Census data.
What is the average home price in Twin Lakes CDP (Santa Cruz County)?
The median home value in Twin Lakes CDP (Santa Cruz County) is $958,300 according to 2023 Census ACS data.
What is the median income in Twin Lakes CDP (Santa Cruz County)?
The median household income in Twin Lakes CDP (Santa Cruz County) is $81,288 per year (2023 ACS 5-year estimates).
What is the sales tax in Twin Lakes CDP (Santa Cruz County), CA?
The combined state and local sales tax rate in Twin Lakes CDP (Santa Cruz County) is 8.7%. The California state income tax top rate is 13.3%.
Is Twin Lakes CDP (Santa Cruz County), CA affordable?
Twin Lakes CDP (Santa Cruz County) is above average in cost of living, with an index of 256 — about 156% higher than the national average.
Twin Lakes CDP (Santa Cruz County) at a Glance
- Population
- 4,895
- Median Income
- $81,288
- Home Value
- $958,300
- Median Rent
- $2,221/mo
- Unemployment
- 4.5%
- Sales Tax
- 8.7%
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