Cost of Living in Andover, CT

Population 3,148 · Connecticut · Data vintage 2023

109
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Andover a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $375,000. An unemployment rate of 0.5% points to a labor market well on the tight side of the national distribution.

Located 15 miles east of Hartford, Andover falls within that metro's commuting orbit. Median home values run roughly 73% higher than Hartford's $217,000.

Cost Overview

Housing 123
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Andover

The median home value in Andover is $375,200 — 23% above the national median of $305,000. Median rent runs $1,165/month, 11% lower than the national median of $1,314/month. The median household income of $127,335/year is 71% higher than the US median of $74,580. The local unemployment rate is 0.5%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 60.2°F and lows of 39.6°F. Overall, Andover has a cost of living index of 109 versus the US average of 100, meaning it is 9% more expensive.

🏠 Housing

Median Home Value
$375,200
23% above avg
Median Rent
$1,165/mo
11% below avg
Price-to-Rent Ratio
26.8x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 94.0%
Renter-occupied 6.0%

💰 Estimated Monthly Budget

Rent median rent
$1,165
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,779/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.3 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.8%

Commute Mode

Drove alone
77.4%
Carpooled
8.3%
Public transit
1.5%
Work from home
12.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$127,335
71% above avg
Per Capita Income
$58,293
Unemployment Rate
0.5%
90% below avg
Poverty Rate
0.9%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 23.7%
Graduate degree 22.6%

👥 Demographics

Median Age 52.1
Male median age 43.8
Female median age 53.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.2°F
Avg Low
39.6°F
Annual Precip
43.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363947597078838174635241
Low °F 181927374756626052413124
Precip" 3.202.663.953.973.403.872.664.374.113.833.553.68

Frequently Asked Questions

What is the cost of living in Andover, CT?

Andover has a cost index of 109 (100 = national average). It is 9% above the national average.

What is average rent in Andover, CT?

The median gross rent in Andover is $1,165 per month based on 2023 Census data.

What is the average home price in Andover?

The median home value in Andover is $375,200 according to 2023 Census ACS data.

What is the median income in Andover?

The median household income in Andover is $127,335 per year (2023 ACS 5-year estimates).

What is the sales tax in Andover, CT?

The combined state and local sales tax rate in Andover is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Andover, CT affordable?

Andover is near the national average in terms of cost of living, with an index of 109 (100 = US average).

What is the weather like in Andover?

Andover has average high temperatures of 60.2°F and average lows of 39.6°F. Annual precipitation is 43.2". Data from NOAA 1991–2020 Climate Normals.

Andover at a Glance

Population
3,148
Median Income
$127,335
Home Value
$375,200
Median Rent
$1,165/mo
Unemployment
0.5%
Avg High Temp
60.2°F
Sales Tax
6.3%
View all cities in Connecticut →
🗺️ County data for Connecticut

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs