Cost of Living in Northwest Harwinton, CT

Population 3,126 · Connecticut · Data vintage 2023

109
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Northwest Harwinton a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $324,000.

Located 15 miles north of Waterbury, Northwest Harwinton falls within that metro's commuting orbit. Median home values run roughly 75% higher than Waterbury's $185,000.

Cost Overview

Housing 106
Rent 112

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Northwest Harwinton

The median home value in Northwest Harwinton is $323,600 — 6% above the national median of $305,000. Median rent runs $1,474/month, 12% higher than the national median of $1,314/month. The median household income of $97,977/year is 31% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. Overall, Northwest Harwinton has a cost of living index of 109 versus the US average of 100, meaning it is 9% more expensive.

🏠 Housing

Median Home Value
$323,600
6% above avg
Median Rent
$1,474/mo
12% above avg
Price-to-Rent Ratio
18.3x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 89.4%
Renter-occupied 10.6%

💰 Estimated Monthly Budget

Rent median rent
$1,474
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,088/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.8 min
25% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
86.6%
Carpooled
3.2%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$97,977
31% above avg
Per Capita Income
$49,417
Unemployment Rate
4.7%
1% below avg
Poverty Rate
5.5%
Labor Force Participation
65.3%

🎓 Education

Bachelor's degree+ 18.0%
Graduate degree 17.3%

👥 Demographics

Median Age 48.8
Male median age 46.2
Female median age 51.5

Frequently Asked Questions

What is the cost of living in Northwest Harwinton, CT?

Northwest Harwinton has a cost index of 109 (100 = national average). It is 9% above the national average.

What is average rent in Northwest Harwinton, CT?

The median gross rent in Northwest Harwinton is $1,474 per month based on 2023 Census data.

What is the average home price in Northwest Harwinton?

The median home value in Northwest Harwinton is $323,600 according to 2023 Census ACS data.

What is the median income in Northwest Harwinton?

The median household income in Northwest Harwinton is $97,977 per year (2023 ACS 5-year estimates).

What is the sales tax in Northwest Harwinton, CT?

The combined state and local sales tax rate in Northwest Harwinton is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Northwest Harwinton, CT affordable?

Northwest Harwinton is near the national average in terms of cost of living, with an index of 109 (100 = US average).

Northwest Harwinton at a Glance

Population
3,126
Median Income
$97,977
Home Value
$323,600
Median Rent
$1,474/mo
Unemployment
4.7%
Sales Tax
6.3%
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