Cost of Living in Harwinton, CT

Population 5,529 · Connecticut · Data vintage 2023

116
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Harwinton sits on the smaller end of the Connecticut city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Harwinton sits roughly 14 miles north of Waterbury. Median home values run roughly 86% higher than Waterbury's $185,000.

Cost Overview

Housing 113
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harwinton

The median home value in Harwinton is $345,300 — 13% above the national median of $305,000. Median rent runs $1,574/month, 20% higher than the national median of $1,314/month. The median household income of $107,440/year is 44% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 61.1°F and lows of 40.9°F, with about 51.7" of annual snowfall. Overall, Harwinton has a cost of living index of 116 versus the US average of 100, meaning it is 16% more expensive.

🏠 Housing

Median Home Value
$345,300
13% above avg
Median Rent
$1,574/mo
20% above avg
Price-to-Rent Ratio
18.3x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,033
1 BR
$1,219
2 BR
$1,507
3 BR
$1,884
4 BR
$2,152
Owner-occupied 91.5%
Renter-occupied 8.5%

💰 Estimated Monthly Budget

Rent median rent
$1,574
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,188/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.7 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.3%

Commute Mode

Drove alone
78.8%
Carpooled
4.2%
Walked
1.6%
Work from home
12.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$107,440
44% above avg
Per Capita Income
$56,115
Unemployment Rate
4.3%
11% below avg
Poverty Rate
4.0%
Labor Force Participation
57.2%

🎓 Education

Bachelor's degree+ 22.1%
Graduate degree 16.3%

👥 Demographics

Median Age 47.2
Male median age 46.1
Female median age 48.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
40.9°F
Annual Precip
47"
Annual Snowfall
51.7"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353947617280858376645241
Low °F 192128384858636254423325
Precip" 3.283.133.813.883.794.284.174.214.394.523.514.08
Snow" 14.214.89.41.10.00.00.00.00.00.71.410.1

Frequently Asked Questions

What is the cost of living in Harwinton, CT?

Harwinton has a cost index of 116 (100 = national average). It is 16% above the national average.

What is average rent in Harwinton, CT?

The median gross rent in Harwinton is $1,574 per month based on 2023 Census data.

What is the average home price in Harwinton?

The median home value in Harwinton is $345,300 according to 2023 Census ACS data.

What is the median income in Harwinton?

The median household income in Harwinton is $107,440 per year (2023 ACS 5-year estimates).

What is the sales tax in Harwinton, CT?

The combined state and local sales tax rate in Harwinton is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Harwinton, CT affordable?

Harwinton is above average in cost of living, with an index of 116 — about 16% higher than the national average.

What is the weather like in Harwinton?

Harwinton has average high temperatures of 61.1°F and average lows of 40.9°F. Annual precipitation is 47". Average annual snowfall is 51.7". Data from NOAA 1991–2020 Climate Normals.

Harwinton at a Glance

Population
5,529
Median Income
$107,440
Home Value
$345,300
Median Rent
$1,574/mo
Unemployment
4.3%
Avg High Temp
61.1°F
Sales Tax
6.3%
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🗺️ County data for Connecticut

Explore county-level cost of living data

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