Cost of Living in Litchfield, CT

Population 8,249 · Connecticut · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Litchfield sits on the smaller end of the Connecticut city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Litchfield sits roughly 15 miles northwest of Waterbury — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 104% higher than Waterbury's $185,000.

Cost Overview

Housing 124
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Litchfield

The median home value in Litchfield is $378,300 — 24% above the national median of $305,000. Median rent runs $1,033/month, 21% lower than the national median of $1,314/month. The median household income of $106,912/year is 43% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 37.8°F. Overall, Litchfield has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$378,300
24% above avg
Median Rent
$1,033/mo
21% below avg
Price-to-Rent Ratio
30.5x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,033
1 BR
$1,219
2 BR
$1,507
3 BR
$1,884
4 BR
$2,152
Owner-occupied 82.2%
Renter-occupied 17.8%

💰 Estimated Monthly Budget

Rent median rent
$1,033
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,647/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.9 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.7%

Commute Mode

Drove alone
66.8%
Carpooled
7.6%
Public transit
0.6%
Walked
3.3%
Work from home
20.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$106,912
43% above avg
Per Capita Income
$61,908
Unemployment Rate
5.1%
6% above avg
Poverty Rate
4.3%
Labor Force Participation
54.1%

🎓 Education

Bachelor's degree+ 26.3%
Graduate degree 20.2%

👥 Demographics

Median Age 50.1
Male median age 51.4
Female median age 49.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
37.8°F
Annual Precip
45.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607078838074625040
Low °F 161826354654595850393123
Precip" 3.313.073.683.493.454.063.784.594.614.203.464.05

Frequently Asked Questions

What is the cost of living in Litchfield, CT?

Litchfield has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Litchfield, CT?

The median gross rent in Litchfield is $1,033 per month based on 2023 Census data.

What is the average home price in Litchfield?

The median home value in Litchfield is $378,300 according to 2023 Census ACS data.

What is the median income in Litchfield?

The median household income in Litchfield is $106,912 per year (2023 ACS 5-year estimates).

What is the sales tax in Litchfield, CT?

The combined state and local sales tax rate in Litchfield is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Litchfield, CT affordable?

Litchfield is near the national average in terms of cost of living, with an index of 106 (100 = US average).

What is the weather like in Litchfield?

Litchfield has average high temperatures of 59.5°F and average lows of 37.8°F. Annual precipitation is 45.8". Data from NOAA 1991–2020 Climate Normals.

Litchfield at a Glance

Population
8,249
Median Income
$106,912
Home Value
$378,300
Median Rent
$1,033/mo
Unemployment
5.1%
Avg High Temp
59.5°F
Sales Tax
6.3%
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🗺️ County data for Connecticut

Explore county-level cost of living data

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