Cost of Living in Windsor Locks, CT

Population 12,555 · Connecticut · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Windsor Locks is a smaller Connecticut community of around 13000 residents, where median household incomes of $90,417 and housing costs ($237,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Windsor Locks sits roughly 11 miles north of Hartford. Median home values run roughly 9% higher than Hartford's $217,000.

Cost Overview

Housing 78
Rent 98

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Windsor Locks

The median home value in Windsor Locks is $236,800 — 22% below the national median of $305,000. Median rent runs $1,290/month, 2% lower than the national median of $1,314/month. The median household income of $90,417/year is 21% higher than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 61.1°F and lows of 40.9°F, with about 51.7" of annual snowfall. Overall, Windsor Locks has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$236,800
22% below avg
Zillow Home Value
$319,622
Zillow ZHVI
Median Rent
$1,290/mo
2% below avg
Price-to-Rent Ratio
15.3x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 79.9%
Renter-occupied 20.1%

💰 Estimated Monthly Budget

Rent median rent
$1,290
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,904/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.0 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.8%

Commute Mode

Drove alone
71.7%
Carpooled
11.7%
Public transit
0.2%
Walked
1.0%
Work from home
13.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$90,417
21% above avg
Per Capita Income
$44,126
Unemployment Rate
6.3%
31% above avg
Poverty Rate
9.6%
Labor Force Participation
70.8%

🎓 Education

Bachelor's degree+ 18.3%
Graduate degree 8.1%

👥 Demographics

Median Age 42.1
Male median age 41.5
Female median age 42.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
40.9°F
Annual Precip
47"
Annual Snowfall
51.7"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353947617280858376645241
Low °F 192128384858636254423325
Precip" 3.283.133.813.883.794.284.174.214.394.523.514.08
Snow" 14.214.89.41.10.00.00.00.00.00.71.410.1

Frequently Asked Questions

What is the cost of living in Windsor Locks, CT?

Windsor Locks has a cost index of 86 (100 = national average). It is 14% below the national average.

What is average rent in Windsor Locks, CT?

The median gross rent in Windsor Locks is $1,290 per month based on 2023 Census data.

What is the average home price in Windsor Locks?

The median home value in Windsor Locks is $236,800 according to Zillow and Census data.

What is the median income in Windsor Locks?

The median household income in Windsor Locks is $90,417 per year (2023 ACS 5-year estimates).

What is the sales tax in Windsor Locks, CT?

The combined state and local sales tax rate in Windsor Locks is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Windsor Locks, CT affordable?

Yes, Windsor Locks is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.

What is the weather like in Windsor Locks?

Windsor Locks has average high temperatures of 61.1°F and average lows of 40.9°F. Annual precipitation is 47". Average annual snowfall is 51.7". Data from NOAA 1991–2020 Climate Normals.

Windsor Locks at a Glance

Population
12,555
Median Income
$90,417
Home Value
$236,800
Median Rent
$1,290/mo
Unemployment
6.3%
Avg High Temp
61.1°F
Sales Tax
6.3%
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