Cost of Living in DeFuniak Springs, FL

Population 6,284 · Florida · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

DeFuniak Springs sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 16.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 115 miles west of Tallahassee, DeFuniak Springs is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 41% lower than Tallahassee's $276,000.

Cost Overview

Housing 54
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in DeFuniak Springs

The median home value in DeFuniak Springs is $163,200 — 46% below the national median of $305,000. Median rent runs $821/month, 38% lower than the national median of $1,314/month. The median household income of $51,883/year is 30% lower than the US median of $74,580. The local unemployment rate is 16.6%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, DeFuniak Springs has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$163,200
46% below avg
Zillow Home Value
$228,406
Zillow ZHVI
Median Rent
$821/mo
38% below avg
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 67.0%
Renter-occupied 33.0%

💰 Estimated Monthly Budget

Rent median rent
$821
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,435/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.8 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
75.1%
Carpooled
14.8%
Walked
1.3%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$51,883
30% below avg
Per Capita Income
$25,761
Unemployment Rate
16.6%
246% above avg
Poverty Rate
19.4%
Labor Force Participation
61.0%

🎓 Education

Bachelor's degree+ 10.7%
Graduate degree 5.8%

👥 Demographics

Median Age 34.2
Male median age 34.1
Female median age 35.6

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
17:1
Student-teacher ratio
23
Public schools
10,448
Total enrollment

Frequently Asked Questions

What is the cost of living in DeFuniak Springs, FL?

DeFuniak Springs has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in DeFuniak Springs, FL?

The median gross rent in DeFuniak Springs is $821 per month based on 2023 Census data.

What is the average home price in DeFuniak Springs?

The median home value in DeFuniak Springs is $163,200 according to Zillow and Census data.

What is the median income in DeFuniak Springs?

The median household income in DeFuniak Springs is $51,883 per year (2023 ACS 5-year estimates).

What is the sales tax in DeFuniak Springs, FL?

The combined state and local sales tax rate in DeFuniak Springs is 7.0%. Florida has no state income tax.

Is DeFuniak Springs, FL affordable?

Yes, DeFuniak Springs is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

DeFuniak Springs at a Glance

Population
6,284
Median Income
$51,883
Home Value
$163,200
Median Rent
$821/mo
Unemployment
16.6%
Sales Tax
7.0%
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🗺️ County data for Florida

Explore county-level cost of living data

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