Cost of Living in Miramar Beach, FL
Population 8,587 · Florida · Data vintage 2023
(100 = US avg)
Housing in Miramar Beach sits 120% above the national median — $672,000 for the typical home — but median household incomes near $97,159 (30% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 105 miles east of Mobile, Miramar Beach is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 295% higher than Mobile's $170,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Miramar Beach
The median home value in Miramar Beach is $672,200 — 120% above the national median of $305,000. Median rent runs $2,097/month, 60% higher than the national median of $1,314/month. The median household income of $97,159/year is 30% higher than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.1°F and lows of 61.4°F. Overall, Miramar Beach has a cost of living index of 196 versus the US average of 100, meaning it is 96% more expensive.
Miramar Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 63 | 66 | 71 | 76 | 84 | 89 | 91 | 91 | 89 | 81 | 72 | 66 |
| Low °F | 45 | 48 | 54 | 60 | 68 | 74 | 76 | 76 | 72 | 63 | 53 | 48 |
| Precip" | 4.52 | 4.96 | 4.70 | 4.55 | 3.22 | 4.70 | 5.77 | 6.08 | 5.18 | 2.82 | 4.13 | 4.72 |
Frequently Asked Questions
What is the cost of living in Miramar Beach, FL?
Miramar Beach has a cost index of 196 (100 = national average). It is 96% above the national average.
What is average rent in Miramar Beach, FL?
The median gross rent in Miramar Beach is $2,097 per month based on 2023 Census data.
What is the average home price in Miramar Beach?
The median home value in Miramar Beach is $672,200 according to Zillow and Census data.
What is the median income in Miramar Beach?
The median household income in Miramar Beach is $97,159 per year (2023 ACS 5-year estimates).
What is the sales tax in Miramar Beach, FL?
The combined state and local sales tax rate in Miramar Beach is 7.0%. Florida has no state income tax.
Is Miramar Beach, FL affordable?
Miramar Beach is above average in cost of living, with an index of 196 — about 96% higher than the national average.
What is the weather like in Miramar Beach?
Miramar Beach has average high temperatures of 78.1°F and average lows of 61.4°F. Annual precipitation is 55.4". Data from NOAA 1991–2020 Climate Normals.
Miramar Beach at a Glance
- Population
- 8,587
- Median Income
- $97,159
- Home Value
- $672,200
- Median Rent
- $2,097/mo
- Unemployment
- 6.7%
- Avg High Temp
- 78.1°F
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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