Cost of Living in Frostproof, FL

Population 3,289 · Florida · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Frostproof is 55 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. At 7.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Frostproof is about 35 miles southeast of Lakeland, the nearest large metro. Median home values run roughly 47% lower than Lakeland's $229,000.

Cost Overview

Housing 40
Rent 53

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Frostproof

The median home value in Frostproof is $120,500 — 60% below the national median of $305,000. Median rent runs $691/month, 47% lower than the national median of $1,314/month. The median household income of $39,301/year is 47% lower than the US median of $74,580. The local unemployment rate is 7.5%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Frostproof has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$120,500
60% below avg
Zillow Home Value
$214,516
Zillow ZHVI
Median Rent
$691/mo
47% below avg
Price-to-Rent Ratio
14.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 75.6%
Renter-occupied 24.4%

💰 Estimated Monthly Budget

Rent median rent
$691
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,305/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.2 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.3%

Commute Mode

Drove alone
74.2%
Carpooled
6.9%
Walked
5.3%
Work from home
12.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$39,301
47% below avg
Per Capita Income
$24,934
Unemployment Rate
7.5%
56% above avg
Poverty Rate
21.5%
Labor Force Participation
38.1%

🎓 Education

Bachelor's degree+ 8.4%
Graduate degree 4.0%

👥 Demographics

Median Age 55.3
Male median age 57.6
Female median age 51.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.3%
Good air days/yr
101
Max AQI recorded
145
PM2.5 days
220
Ozone days

Frequently Asked Questions

What is the cost of living in Frostproof, FL?

Frostproof has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Frostproof, FL?

The median gross rent in Frostproof is $691 per month based on 2023 Census data.

What is the average home price in Frostproof?

The median home value in Frostproof is $120,500 according to Zillow and Census data.

What is the median income in Frostproof?

The median household income in Frostproof is $39,301 per year (2023 ACS 5-year estimates).

What is the sales tax in Frostproof, FL?

The combined state and local sales tax rate in Frostproof is 7.0%. Florida has no state income tax.

Is Frostproof, FL affordable?

Yes, Frostproof is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

Frostproof at a Glance

Population
3,289
Median Income
$39,301
Home Value
$120,500
Median Rent
$691/mo
Unemployment
7.5%
Sales Tax
7.0%
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