Cost of Living in Fruit Cove, FL

Population 35,609 · Florida · Data vintage 2023

158
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Fruit Cove cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $452,000, rents near $2,261 a month. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Geographically, Fruit Cove sits roughly 15 miles south of Jacksonville. Median home values run roughly 70% higher than Jacksonville's $266,000.

Cost Overview

Housing 148
Rent 172

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fruit Cove

The median home value in Fruit Cove is $451,600 — 48% above the national median of $305,000. Median rent runs $2,261/month, 72% higher than the national median of $1,314/month. The median household income of $137,906/year is 85% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Fruit Cove has a cost of living index of 158 versus the US average of 100, meaning it is 58% more expensive.

🏠 Housing

Median Home Value
$451,600
48% above avg
Median Rent
$2,261/mo
72% above avg
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 85.6%
Renter-occupied 14.4%

💰 Estimated Monthly Budget

Rent median rent
$2,261
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,875/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.7 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.6%

Commute Mode

Drove alone
69.1%
Carpooled
3.0%
Public transit
0.1%
Walked
0.3%
Bicycle
0.2%
Work from home
26.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$137,906
85% above avg
Per Capita Income
$56,091
Unemployment Rate
2.5%
47% below avg
Poverty Rate
3.0%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 35.4%
Graduate degree 16.8%

👥 Demographics

Median Age 41.8
Male median age 40.8
Female median age 43.7

Frequently Asked Questions

What is the cost of living in Fruit Cove, FL?

Fruit Cove has a cost index of 158 (100 = national average). It is 58% above the national average.

What is average rent in Fruit Cove, FL?

The median gross rent in Fruit Cove is $2,261 per month based on 2023 Census data.

What is the average home price in Fruit Cove?

The median home value in Fruit Cove is $451,600 according to 2023 Census ACS data.

What is the median income in Fruit Cove?

The median household income in Fruit Cove is $137,906 per year (2023 ACS 5-year estimates).

What is the sales tax in Fruit Cove, FL?

The combined state and local sales tax rate in Fruit Cove is 7.0%. Florida has no state income tax.

Is Fruit Cove, FL affordable?

Fruit Cove is above average in cost of living, with an index of 158 — about 58% higher than the national average.