Cost of Living in Harbour Heights, FL

Population 4,184 · Florida · Data vintage 2023

96
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Harbour Heights skews considerably older than the national median, with an average age of 56. Reported household income of $60,885 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities. Unemployment has stayed elevated relative to the national figure — 17.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Harbour Heights sits roughly 25 miles north of Cape Coral. Housing prices track closely with Cape Coral's $339,000 median.

Cost Overview

Housing 105
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harbour Heights

The median home value in Harbour Heights is $319,900 — 5% above the national median of $305,000. Median rent runs $1,088/month, 17% lower than the national median of $1,314/month. The median household income of $60,885/year is 18% lower than the US median of $74,580. The local unemployment rate is 17.3%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 85.4°F and lows of 63.2°F. Overall, Harbour Heights has a cost of living index of 96 versus the US average of 100, meaning it is 4% less expensive.

🏠 Housing

Median Home Value
$319,900
5% above avg
Median Rent
$1,088/mo
17% below avg
Price-to-Rent Ratio
24.5x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 82.7%
Renter-occupied 17.3%

💰 Estimated Monthly Budget

Rent median rent
$1,088
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,702/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.6 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.2%

Commute Mode

Drove alone
78.6%
Carpooled
6.4%
Work from home
12.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$60,885
18% below avg
Per Capita Income
$35,936
Unemployment Rate
17.3%
259% above avg
Poverty Rate
13.6%
Labor Force Participation
55.3%

🎓 Education

Bachelor's degree+ 16.8%
Graduate degree 4.7%

👥 Demographics

Median Age 56.4
Male median age 56.3
Female median age 56.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
85.4°F
Avg Low
63.2°F
Annual Precip
53"
50° 63° 75° 88° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 757881869092939391878278
Low °F 515356616672747573675954
Precip" 2.322.472.282.233.269.248.069.116.873.022.121.99

Frequently Asked Questions

What is the cost of living in Harbour Heights, FL?

Harbour Heights has a cost index of 96 (100 = national average). It is 4% below the national average.

What is average rent in Harbour Heights, FL?

The median gross rent in Harbour Heights is $1,088 per month based on 2023 Census data.

What is the average home price in Harbour Heights?

The median home value in Harbour Heights is $319,900 according to 2023 Census ACS data.

What is the median income in Harbour Heights?

The median household income in Harbour Heights is $60,885 per year (2023 ACS 5-year estimates).

What is the sales tax in Harbour Heights, FL?

The combined state and local sales tax rate in Harbour Heights is 7.0%. Florida has no state income tax.

Is Harbour Heights, FL affordable?

Harbour Heights is near the national average in terms of cost of living, with an index of 96 (100 = US average).

What is the weather like in Harbour Heights?

Harbour Heights has average high temperatures of 85.4°F and average lows of 63.2°F. Annual precipitation is 53". Data from NOAA 1991–2020 Climate Normals.

Harbour Heights at a Glance

Population
4,184
Median Income
$60,885
Home Value
$319,900
Median Rent
$1,088/mo
Unemployment
17.3%
Avg High Temp
85.4°F
Sales Tax
7.0%
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