Cost of Living in Lake Mary, FL

Population 16,724 · Florida · Data vintage 2023

152
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Lake Mary a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $462,000. The labor market has been unusually tight, with unemployment around 2.4% — below most comparable cities in the state.

Located 25 miles north of Orlando, Lake Mary falls within that metro's commuting orbit. Median home values run roughly 29% higher than Orlando's $359,000.

Cost Overview

Housing 152
Rent 152

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Mary

The median home value in Lake Mary is $462,200 — 52% above the national median of $305,000. Median rent runs $1,999/month, 52% higher than the national median of $1,314/month. The median household income of $116,944/year is 57% higher than the US median of $74,580. The local unemployment rate is 2.4%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.1°F and lows of 63.2°F. Overall, Lake Mary has a cost of living index of 152 versus the US average of 100, meaning it is 52% more expensive.

🏠 Housing

Median Home Value
$462,200
52% above avg
Zillow Home Value
$460,882
Zillow ZHVI
Median Rent
$1,999/mo
52% above avg
Zillow Rent
$1,915/mo
Zillow ZORI
Price-to-Rent Ratio
19.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 66.4%
Renter-occupied 33.6%

💰 Estimated Monthly Budget

Rent median rent
$1,999
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,613/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.8 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.0%

Commute Mode

Drove alone
65.6%
Carpooled
7.5%
Public transit
0.7%
Walked
0.9%
Work from home
23.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$116,944
57% above avg
Per Capita Income
$60,421
Unemployment Rate
2.4%
51% below avg
Poverty Rate
2.2%
Labor Force Participation
68.5%

🎓 Education

Bachelor's degree+ 35.3%
Graduate degree 19.1%

👥 Demographics

Median Age 43.1
Male median age 41.3
Female median age 45.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
83.1°F
Avg Low
63.2°F
Annual Precip
49.6"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 717478838991939390857873
Low °F 505256616773747573675853
Precip" 2.362.252.852.353.318.197.296.776.243.901.882.24

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
82.1%
Good air days/yr
106
Max AQI recorded
150
PM2.5 days
213
Ozone days

Frequently Asked Questions

What is the cost of living in Lake Mary, FL?

Lake Mary has a cost index of 152 (100 = national average). It is 52% above the national average.

What is average rent in Lake Mary, FL?

The median gross rent in Lake Mary is $1,999 per month based on 2023 Census data.

What is the average home price in Lake Mary?

The median home value in Lake Mary is $462,200 according to Zillow and Census data.

What is the median income in Lake Mary?

The median household income in Lake Mary is $116,944 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Mary, FL?

The combined state and local sales tax rate in Lake Mary is 7.0%. Florida has no state income tax.

Is Lake Mary, FL affordable?

Lake Mary is above average in cost of living, with an index of 152 — about 52% higher than the national average.

What is the weather like in Lake Mary?

Lake Mary has average high temperatures of 83.1°F and average lows of 63.2°F. Annual precipitation is 49.6". Data from NOAA 1991–2020 Climate Normals.

Lake Mary at a Glance

Population
16,724
Median Income
$116,944
Home Value
$462,200
Median Rent
$1,999/mo
Unemployment
2.4%
Avg High Temp
83.1°F
Sales Tax
7.0%
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