Cost of Living in Midway CDP (Santa Rosa County), FL

Population 20,745 · Florida · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Midway CDP (Santa Rosa County) is a smaller Florida community of around 21000 residents, where median household incomes of $90,662 and housing costs ($353,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Geographically, Midway CDP (Santa Rosa County) is about 65 miles east of Mobile, the nearest large metro. Median home values run roughly 107% higher than Mobile's $170,000.

Cost Overview

Housing 116
Rent 127

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Midway CDP (Santa Rosa County)

The median home value in Midway CDP (Santa Rosa County) is $352,600 — 16% above the national median of $305,000. Median rent runs $1,668/month, 27% higher than the national median of $1,314/month. The median household income of $90,662/year is 22% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.4°F and lows of 57.7°F. Overall, Midway CDP (Santa Rosa County) has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$352,600
16% above avg
Median Rent
$1,668/mo
27% above avg
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 76.4%
Renter-occupied 23.6%

💰 Estimated Monthly Budget

Rent median rent
$1,668
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,282/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.5 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.3%

Commute Mode

Drove alone
69.3%
Carpooled
12.7%
Walked
0.8%
Work from home
14.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$90,662
22% above avg
Per Capita Income
$44,213
Unemployment Rate
2.9%
39% below avg
Poverty Rate
8.3%
Labor Force Participation
62.9%

🎓 Education

Bachelor's degree+ 23.5%
Graduate degree 11.2%

👥 Demographics

Median Age 44.1
Male median age 41.9
Female median age 46.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.4°F
Avg Low
57.7°F
Annual Precip
63.5"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636773798589919088807164
Low °F 414450566472747369584844
Precip" 4.734.725.065.193.396.057.268.585.623.754.354.85

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
56.7%
Good air days/yr
103
Max AQI recorded
258
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Midway CDP (Santa Rosa County), FL?

Midway CDP (Santa Rosa County) has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Midway CDP (Santa Rosa County), FL?

The median gross rent in Midway CDP (Santa Rosa County) is $1,668 per month based on 2023 Census data.

What is the average home price in Midway CDP (Santa Rosa County)?

The median home value in Midway CDP (Santa Rosa County) is $352,600 according to 2023 Census ACS data.

What is the median income in Midway CDP (Santa Rosa County)?

The median household income in Midway CDP (Santa Rosa County) is $90,662 per year (2023 ACS 5-year estimates).

What is the sales tax in Midway CDP (Santa Rosa County), FL?

The combined state and local sales tax rate in Midway CDP (Santa Rosa County) is 7.0%. Florida has no state income tax.

Is Midway CDP (Santa Rosa County), FL affordable?

Midway CDP (Santa Rosa County) is above average in cost of living, with an index of 120 — about 20% higher than the national average.

What is the weather like in Midway CDP (Santa Rosa County)?

Midway CDP (Santa Rosa County) has average high temperatures of 78.4°F and average lows of 57.7°F. Annual precipitation is 63.5". Data from NOAA 1991–2020 Climate Normals.

Midway CDP (Santa Rosa County) at a Glance

Population
20,745
Median Income
$90,662
Home Value
$352,600
Median Rent
$1,668/mo
Unemployment
2.9%
Avg High Temp
78.4°F
Sales Tax
7.0%
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