Cost of Living in Navarre, FL

Population 38,988 · Florida · Data vintage 2023

124
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Navarre lands reasonably close to national benchmarks on most cost indicators, with a median home value of $352,000 — 16% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Florida.

Geographically, Navarre is about 75 miles east of Mobile, the nearest large metro. Median home values run roughly 107% higher than Mobile's $170,000.

Cost Overview

Housing 116
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Navarre

The median home value in Navarre is $352,300 — 16% above the national median of $305,000. Median rent runs $1,797/month, 37% higher than the national median of $1,314/month. The median household income of $98,522/year is 32% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.4°F and lows of 57.7°F. Overall, Navarre has a cost of living index of 124 versus the US average of 100, meaning it is 24% more expensive.

🏠 Housing

Median Home Value
$352,300
16% above avg
Zillow Home Value
$410,228
Zillow ZHVI
Median Rent
$1,797/mo
37% above avg
Zillow Rent
$2,175/mo
Zillow ZORI
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 82.0%
Renter-occupied 18.0%

💰 Estimated Monthly Budget

Rent median rent
$1,797
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,411/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.0 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.8%

Commute Mode

Drove alone
79.3%
Carpooled
8.3%
Public transit
0.0%
Walked
1.1%
Bicycle
0.2%
Work from home
9.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$98,522
32% above avg
Per Capita Income
$44,108
Unemployment Rate
5.9%
22% above avg
Poverty Rate
7.7%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 18.4%
Graduate degree 14.4%

👥 Demographics

Median Age 38.9
Male median age 37.2
Female median age 40.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.4°F
Avg Low
57.7°F
Annual Precip
63.5"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636773798589919088807164
Low °F 414450566472747369584844
Precip" 4.734.725.065.193.396.057.268.585.623.754.354.85

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
56.7%
Good air days/yr
103
Max AQI recorded
258
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Navarre, FL?

Navarre has a cost index of 124 (100 = national average). It is 24% above the national average.

What is average rent in Navarre, FL?

The median gross rent in Navarre is $1,797 per month based on 2023 Census data.

What is the average home price in Navarre?

The median home value in Navarre is $352,300 according to Zillow and Census data.

What is the median income in Navarre?

The median household income in Navarre is $98,522 per year (2023 ACS 5-year estimates).

What is the sales tax in Navarre, FL?

The combined state and local sales tax rate in Navarre is 7.0%. Florida has no state income tax.

Is Navarre, FL affordable?

Navarre is above average in cost of living, with an index of 124 — about 24% higher than the national average.

What is the weather like in Navarre?

Navarre has average high temperatures of 78.4°F and average lows of 57.7°F. Annual precipitation is 63.5". Data from NOAA 1991–2020 Climate Normals.

Navarre at a Glance

Population
38,988
Median Income
$98,522
Home Value
$352,300
Median Rent
$1,797/mo
Unemployment
5.9%
Avg High Temp
78.4°F
Sales Tax
7.0%
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Explore county-level cost of living data

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