Cost of Living in Mary Esther, FL

Population 4,034 · Florida · Data vintage 2023

96
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mary Esther sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 90 miles east of Mobile, Mary Esther is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 50% higher than Mobile's $170,000.

Cost Overview

Housing 84
Rent 115

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mary Esther

The median home value in Mary Esther is $255,300 — 16% below the national median of $305,000. Median rent runs $1,517/month, 15% higher than the national median of $1,314/month. The median household income of $76,510/year is 3% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Mary Esther has a cost of living index of 96 versus the US average of 100, meaning it is 4% less expensive.

🏠 Housing

Median Home Value
$255,300
16% below avg
Zillow Home Value
$320,735
Zillow ZHVI
Median Rent
$1,517/mo
15% above avg
Zillow Rent
$2,095/mo
Zillow ZORI
Price-to-Rent Ratio
14.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 69.7%
Renter-occupied 30.3%

💰 Estimated Monthly Budget

Rent median rent
$1,517
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,131/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.9%

Commute Mode

Drove alone
76.4%
Carpooled
16.6%
Public transit
0.1%
Bicycle
0.5%
Work from home
5.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$76,510
3% above avg
Per Capita Income
$43,387
Unemployment Rate
5.9%
22% above avg
Poverty Rate
5.3%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 17.4%
Graduate degree 13.5%

👥 Demographics

Median Age 40
Male median age 38.8
Female median age 44.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
90.5%
Good air days/yr
84
Max AQI recorded
0
PM2.5 days
234
Ozone days

Frequently Asked Questions

What is the cost of living in Mary Esther, FL?

Mary Esther has a cost index of 96 (100 = national average). It is 4% below the national average.

What is average rent in Mary Esther, FL?

The median gross rent in Mary Esther is $1,517 per month based on 2023 Census data.

What is the average home price in Mary Esther?

The median home value in Mary Esther is $255,300 according to Zillow and Census data.

What is the median income in Mary Esther?

The median household income in Mary Esther is $76,510 per year (2023 ACS 5-year estimates).

What is the sales tax in Mary Esther, FL?

The combined state and local sales tax rate in Mary Esther is 7.0%. Florida has no state income tax.

Is Mary Esther, FL affordable?

Mary Esther is near the national average in terms of cost of living, with an index of 96 (100 = US average).

Mary Esther at a Glance

Population
4,034
Median Income
$76,510
Home Value
$255,300
Median Rent
$1,517/mo
Unemployment
5.9%
Sales Tax
7.0%
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Explore county-level cost of living data

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