Cost of Living in Commerce, GA

Population 7,684 · Georgia · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Commerce a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $234,000. An unemployment rate of 0.3% points to a labor market well on the tight side of the national distribution.

Geographically, Commerce sits roughly 20 miles north of Athens-Clarke County. Median home values run roughly 14% lower than Athens-Clarke County's $272,000.

Cost Overview

Housing 77
Rent 84

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Commerce

The median home value in Commerce is $233,900 — 23% below the national median of $305,000. Median rent runs $1,108/month, 16% lower than the national median of $1,314/month. The median household income of $61,286/year is 18% lower than the US median of $74,580. The local unemployment rate is 0.3%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Commerce has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$233,900
23% below avg
Zillow Home Value
$329,195
Zillow ZHVI
Median Rent
$1,108/mo
16% below avg
Zillow Rent
$1,508/mo
Zillow ZORI
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 65.3%
Renter-occupied 34.7%

💰 Estimated Monthly Budget

Rent median rent
$1,108
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,722/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.7%

Commute Mode

Drove alone
80.9%
Carpooled
11.4%
Walked
0.3%
Bicycle
0.7%
Work from home
5.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$61,286
18% below avg
Per Capita Income
$24,004
Unemployment Rate
0.3%
94% below avg
Poverty Rate
9.1%
Labor Force Participation
56.9%

🎓 Education

Bachelor's degree+ 12.0%
Graduate degree 5.7%

👥 Demographics

Median Age 33.8
Male median age 30.5
Female median age 36.3

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
14.4:1
Student-teacher ratio
4
Public schools
1,699
Total enrollment

Frequently Asked Questions

What is the cost of living in Commerce, GA?

Commerce has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Commerce, GA?

The median gross rent in Commerce is $1,108 per month based on 2023 Census data.

What is the average home price in Commerce?

The median home value in Commerce is $233,900 according to Zillow and Census data.

What is the median income in Commerce?

The median household income in Commerce is $61,286 per year (2023 ACS 5-year estimates).

What is the sales tax in Commerce, GA?

The combined state and local sales tax rate in Commerce is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Commerce, GA affordable?

Yes, Commerce is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.

Commerce at a Glance

Population
7,684
Median Income
$61,286
Home Value
$233,900
Median Rent
$1,108/mo
Unemployment
0.3%
Sales Tax
7.3%
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🗺️ County data for Georgia

Explore county-level cost of living data

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