Cost of Living in Gray, GA

Population 3,453 · Georgia · Data vintage 2023

63
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Gray stay well under national norms: a median home value of $185,000 against median household incomes of $67,789 gives the city one of the more comfortable price-to-income ratios in Georgia.

Located 15 miles northeast of Macon-Bibb County, Gray falls within that metro's commuting orbit. Median home values run roughly 11% higher than Macon-Bibb County's $166,000.

Cost Overview

Housing 61
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gray

The median home value in Gray is $184,600 — 39% below the national median of $305,000. Median rent runs $889/month, 32% lower than the national median of $1,314/month. The median household income of $67,789/year is 9% lower than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Gray has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.

🏠 Housing

Median Home Value
$184,600
39% below avg
Zillow Home Value
$266,097
Zillow ZHVI
Median Rent
$889/mo
32% below avg
Price-to-Rent Ratio
17.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 78.8%
Renter-occupied 21.2%

💰 Estimated Monthly Budget

Rent median rent
$889
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,503/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.6 min
47% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.5%

Commute Mode

Drove alone
94.1%
Carpooled
1.3%
Walked
1.2%
Work from home
3.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$67,789
9% below avg
Per Capita Income
$30,221
Unemployment Rate
3.1%
35% below avg
Poverty Rate
5.3%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 13.4%
Graduate degree 5.6%

👥 Demographics

Median Age 41.7
Male median age 33.6
Female median age 44.1

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
15.1:1
Student-teacher ratio
7
Public schools
5,291
Total enrollment

Frequently Asked Questions

What is the cost of living in Gray, GA?

Gray has a cost index of 63 (100 = national average). It is 37% below the national average.

What is average rent in Gray, GA?

The median gross rent in Gray is $889 per month based on 2023 Census data.

What is the average home price in Gray?

The median home value in Gray is $184,600 according to Zillow and Census data.

What is the median income in Gray?

The median household income in Gray is $67,789 per year (2023 ACS 5-year estimates).

What is the sales tax in Gray, GA?

The combined state and local sales tax rate in Gray is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Gray, GA affordable?

Yes, Gray is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.

Gray at a Glance

Population
3,453
Median Income
$67,789
Home Value
$184,600
Median Rent
$889/mo
Unemployment
3.1%
Sales Tax
7.3%
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🗺️ County data for Georgia

Explore county-level cost of living data

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