Cost of Living in Hardwick, GA

Population 3,226 · Georgia · Data vintage 2023

47
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Hardwick run well below national norms — a median of $36,447 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $101,000). A poverty rate near 22% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 30 miles northeast of Macon-Bibb County, Hardwick falls within that metro's commuting orbit. Median home values run roughly 39% lower than Macon-Bibb County's $166,000.

Cost Overview

Housing 33
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hardwick

The median home value in Hardwick is $101,300 — 67% below the national median of $305,000. Median rent runs $905/month, 31% lower than the national median of $1,314/month. The median household income of $36,447/year is 51% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Hardwick has a cost of living index of 47 versus the US average of 100, meaning it is 53% less expensive.

🏠 Housing

Median Home Value
$101,300
67% below avg
Median Rent
$905/mo
31% below avg
Price-to-Rent Ratio
9.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 69.1%
Renter-occupied 30.9%

💰 Estimated Monthly Budget

Rent median rent
$905
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,519/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.8 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.7%

Commute Mode

Drove alone
80.6%
Carpooled
12.7%
Walked
0.2%
Work from home
4.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$36,447
51% below avg
Per Capita Income
$21,993
Unemployment Rate
4.7%
2% below avg
Poverty Rate
22.1%
Labor Force Participation
48.4%

🎓 Education

Bachelor's degree+ 5.9%
Graduate degree 4.9%

👥 Demographics

Median Age 44.2
Male median age 44.4
Female median age 42

Frequently Asked Questions

What is the cost of living in Hardwick, GA?

Hardwick has a cost index of 47 (100 = national average). It is 53% below the national average.

What is average rent in Hardwick, GA?

The median gross rent in Hardwick is $905 per month based on 2023 Census data.

What is the average home price in Hardwick?

The median home value in Hardwick is $101,300 according to 2023 Census ACS data.

What is the median income in Hardwick?

The median household income in Hardwick is $36,447 per year (2023 ACS 5-year estimates).

What is the sales tax in Hardwick, GA?

The combined state and local sales tax rate in Hardwick is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Hardwick, GA affordable?

Yes, Hardwick is generally considered affordable, with a cost of living index of 47 — about 53% below the US national average of 100.

Hardwick at a Glance

Population
3,226
Median Income
$36,447
Home Value
$101,300
Median Rent
$905/mo
Unemployment
4.7%
Sales Tax
7.3%
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🗺️ County data for Georgia

Explore county-level cost of living data

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