Cost of Living in St. Louis, MO

Population 293,109 · Missouri · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of St. Louis's cost indicators track within a reasonable band of national figures, with median household incomes near $55,279 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Cost Overview

Housing 61
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Louis

The median home value in St. Louis is $185,100 — 39% below the national median of $305,000. Median rent runs $978/month, 26% lower than the national median of $1,314/month. The median household income of $55,279/year is 26% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, St. Louis has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$185,100
39% below avg
Median Rent
$978/mo
26% below avg
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 45.4%
Renter-occupied 54.6%

💰 Estimated Monthly Budget

Rent median rent
$978
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,592/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.0%

Commute Mode

Drove alone
66.6%
Carpooled
6.7%
Public transit
5.2%
Walked
4.0%
Bicycle
0.9%
Work from home
15.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$55,279
26% below avg
Per Capita Income
$38,947
Unemployment Rate
5.0%
5% above avg
Poverty Rate
19.8%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 22.0%
Graduate degree 18.2%

👥 Demographics

Median Age 36.6
Male median age 36.3
Female median age 36.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 58 — Moderate
24.4%
Good air days/yr
172
Max AQI recorded
269
PM2.5 days
69
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
16.4:1
Student-teacher ratio
10
Public schools
7,236
Total enrollment

Frequently Asked Questions

What is the cost of living in St. Louis, MO?

St. Louis has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in St. Louis, MO?

The median gross rent in St. Louis is $978 per month based on 2023 Census data.

What is the average home price in St. Louis?

The median home value in St. Louis is $185,100 according to 2023 Census ACS data.

What is the median income in St. Louis?

The median household income in St. Louis is $55,279 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Louis, MO?

The combined state and local sales tax rate in St. Louis is 8.4%. The Missouri state income tax top rate is 5.0%.

Is St. Louis, MO affordable?

Yes, St. Louis is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.