Cost of Living in Ainaloa, HI
Population 3,493 · Hawaii · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Ainaloa a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $222,000. At 8.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Ainaloa lies roughly 225 miles southeast of the nearest major metro, Urban Honolulu — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 73% lower than Urban Honolulu's $834,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ainaloa
The median home value in Ainaloa is $222,300 — 27% below the national median of $305,000. Median rent runs $1,364/month, 4% higher than the national median of $1,314/month. The median household income of $51,757/year is 31% lower than the US median of $74,580. The local unemployment rate is 8.4%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Ainaloa has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.
Ainaloa has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Ainaloa, HI?
Ainaloa has a cost index of 85 (100 = national average). It is 15% below the national average.
What is average rent in Ainaloa, HI?
The median gross rent in Ainaloa is $1,364 per month based on 2023 Census data.
What is the average home price in Ainaloa?
The median home value in Ainaloa is $222,300 according to 2023 Census ACS data.
What is the median income in Ainaloa?
The median household income in Ainaloa is $51,757 per year (2023 ACS 5-year estimates).
What is the sales tax in Ainaloa, HI?
The combined state and local sales tax rate in Ainaloa is 4.4%. The Hawaii state income tax top rate is 11.0%.
Is Ainaloa, HI affordable?
Yes, Ainaloa is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.
Ainaloa at a Glance
- Population
- 3,493
- Median Income
- $51,757
- Home Value
- $222,300
- Median Rent
- $1,364/mo
- Unemployment
- 8.4%
- Sales Tax
- 4.4%
Nearby Cities
Explore county-level cost of living data
Hawaii Rankings
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