Cost of Living in Hawaiian Beaches, HI

Population 4,503 · Hawaii · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $42,154, median household incomes in Hawaiian Beaches land roughly 43% below the US median, a gap that tends to persist across local labor-market indicators. A poverty rate near 36% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Hawaiian Beaches lies roughly 225 miles southeast of the nearest major metro, Urban Honolulu. Median home values run roughly 70% lower than Urban Honolulu's $834,000.

Cost Overview

Housing 81
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hawaiian Beaches

The median home value in Hawaiian Beaches is $247,500 — 19% below the national median of $305,000. Median rent runs $1,639/month, 25% higher than the national median of $1,314/month. The median household income of $42,154/year is 43% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Hawaiian Beaches has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$247,500
19% below avg
Median Rent
$1,639/mo
25% above avg
Price-to-Rent Ratio
12.6x
Favors buying
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 85.2%
Renter-occupied 14.8%

💰 Estimated Monthly Budget

Rent median rent
$1,639
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,253/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.5 min
50% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.6%

Commute Mode

Drove alone
81.4%
Carpooled
6.2%
Work from home
7.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$42,154
43% below avg
Per Capita Income
$22,826
Unemployment Rate
6.1%
27% above avg
Poverty Rate
36.1%
Labor Force Participation
37.7%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 4.8%

👥 Demographics

Median Age 43.5
Male median age 44.2
Female median age 43.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 23 — Good
92.1%
Good air days/yr
71
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Hawaiian Beaches, HI?

Hawaiian Beaches has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Hawaiian Beaches, HI?

The median gross rent in Hawaiian Beaches is $1,639 per month based on 2023 Census data.

What is the average home price in Hawaiian Beaches?

The median home value in Hawaiian Beaches is $247,500 according to 2023 Census ACS data.

What is the median income in Hawaiian Beaches?

The median household income in Hawaiian Beaches is $42,154 per year (2023 ACS 5-year estimates).

What is the sales tax in Hawaiian Beaches, HI?

The combined state and local sales tax rate in Hawaiian Beaches is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Hawaiian Beaches, HI affordable?

Hawaiian Beaches is near the national average in terms of cost of living, with an index of 99 (100 = US average).

Hawaiian Beaches at a Glance

Population
4,503
Median Income
$42,154
Home Value
$247,500
Median Rent
$1,639/mo
Unemployment
6.1%
Sales Tax
4.4%
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Explore county-level cost of living data

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