Cost of Living in Lahaina, HI

Population 11,423 · Hawaii · Data vintage 2023

226
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Lahaina run well above the national baseline, with a median of $841,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $85,988 place the city among the better-paid Hawaii metros.

Located 80 miles east of Urban Honolulu, Lahaina is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Urban Honolulu's $834,000 median.

Cost Overview

Housing 276
Rent 151

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lahaina

The median home value in Lahaina is $841,400 — 176% above the national median of $305,000. Median rent runs $1,988/month, 51% higher than the national median of $1,314/month. The median household income of $85,988/year is 15% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. The climate averages highs of 86.1°F and lows of 68.1°F. Overall, Lahaina has a cost of living index of 226 versus the US average of 100, meaning it is 126% more expensive.

🏠 Housing

Median Home Value
$841,400
176% above avg
Zillow Home Value
$974,327
Zillow ZHVI
Median Rent
$1,988/mo
51% above avg
Zillow Rent
$3,712/mo
Zillow ZORI
Price-to-Rent Ratio
35.3x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 54.5%
Renter-occupied 45.5%

💰 Estimated Monthly Budget

Rent median rent
$1,988
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,602/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.6 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
67.5%
Carpooled
13.1%
Public transit
2.6%
Walked
4.0%
Bicycle
4.3%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$85,988
15% above avg
Per Capita Income
$37,730
Unemployment Rate
5.8%
20% above avg
Poverty Rate
12.9%
Labor Force Participation
72.7%

🎓 Education

Bachelor's degree+ 17.2%
Graduate degree 7.3%

👥 Demographics

Median Age 39.4
Male median age 38.2
Female median age 42.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
86.1°F
Avg Low
68.1°F
Annual Precip
16.2"
60° 68° 75° 83° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 828283858788899090898683
Low °F 646465676870727271706866
Precip" 2.422.002.641.320.710.170.530.530.450.831.812.80

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 20 — Good
99.1%
Good air days/yr
152
Max AQI recorded
347
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Lahaina, HI?

Lahaina has a cost index of 226 (100 = national average). It is 126% above the national average.

What is average rent in Lahaina, HI?

The median gross rent in Lahaina is $1,988 per month based on 2023 Census data.

What is the average home price in Lahaina?

The median home value in Lahaina is $841,400 according to Zillow and Census data.

What is the median income in Lahaina?

The median household income in Lahaina is $85,988 per year (2023 ACS 5-year estimates).

What is the sales tax in Lahaina, HI?

The combined state and local sales tax rate in Lahaina is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Lahaina, HI affordable?

Lahaina is above average in cost of living, with an index of 226 — about 126% higher than the national average.

What is the weather like in Lahaina?

Lahaina has average high temperatures of 86.1°F and average lows of 68.1°F. Annual precipitation is 16.2". Data from NOAA 1991–2020 Climate Normals.

Lahaina at a Glance

Population
11,423
Median Income
$85,988
Home Value
$841,400
Median Rent
$1,988/mo
Unemployment
5.8%
Avg High Temp
86.1°F
Sales Tax
4.4%
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