Cost of Living in Napili-Honokowai, HI

Population 6,897 · Hawaii · Data vintage 2023

217
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Napili-Honokowai's housing market reflects its status as a high-earning metro: $776,000 for a typical home, 154% above the US median, paired with household incomes around $102,337 that put it in the upper third of the state. Unemployment has stayed elevated relative to the national figure — 6.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Napili-Honokowai lies roughly 80 miles east of the nearest major metro, Urban Honolulu — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Urban Honolulu's $834,000 median.

Cost Overview

Housing 254
Rent 161

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Napili-Honokowai

The median home value in Napili-Honokowai is $775,500 — 154% above the national median of $305,000. Median rent runs $2,116/month, 61% higher than the national median of $1,314/month. The median household income of $102,337/year is 37% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. The climate averages highs of 86.1°F and lows of 68.1°F. Overall, Napili-Honokowai has a cost of living index of 217 versus the US average of 100, meaning it is 117% more expensive.

🏠 Housing

Median Home Value
$775,500
154% above avg
Median Rent
$2,116/mo
61% above avg
Price-to-Rent Ratio
30.5x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 53.0%
Renter-occupied 47.0%

💰 Estimated Monthly Budget

Rent median rent
$2,116
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,730/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.3 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.0%

Commute Mode

Drove alone
72.5%
Carpooled
11.5%
Public transit
3.4%
Walked
2.5%
Bicycle
0.8%
Work from home
8.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$102,337
37% above avg
Per Capita Income
$60,242
Unemployment Rate
6.6%
38% above avg
Poverty Rate
6.6%
Labor Force Participation
77.1%

🎓 Education

Bachelor's degree+ 16.0%
Graduate degree 8.2%

👥 Demographics

Median Age 41.1
Male median age 42.1
Female median age 40.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
86.1°F
Avg Low
68.1°F
Annual Precip
16.2"
60° 68° 75° 83° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 828283858788899090898683
Low °F 646465676870727271706866
Precip" 2.422.002.641.320.710.170.530.530.450.831.812.80

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 20 — Good
99.1%
Good air days/yr
152
Max AQI recorded
347
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Napili-Honokowai, HI?

Napili-Honokowai has a cost index of 217 (100 = national average). It is 117% above the national average.

What is average rent in Napili-Honokowai, HI?

The median gross rent in Napili-Honokowai is $2,116 per month based on 2023 Census data.

What is the average home price in Napili-Honokowai?

The median home value in Napili-Honokowai is $775,500 according to 2023 Census ACS data.

What is the median income in Napili-Honokowai?

The median household income in Napili-Honokowai is $102,337 per year (2023 ACS 5-year estimates).

What is the sales tax in Napili-Honokowai, HI?

The combined state and local sales tax rate in Napili-Honokowai is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Napili-Honokowai, HI affordable?

Napili-Honokowai is above average in cost of living, with an index of 217 — about 117% higher than the national average.

What is the weather like in Napili-Honokowai?

Napili-Honokowai has average high temperatures of 86.1°F and average lows of 68.1°F. Annual precipitation is 16.2". Data from NOAA 1991–2020 Climate Normals.

Napili-Honokowai at a Glance

Population
6,897
Median Income
$102,337
Home Value
$775,500
Median Rent
$2,116/mo
Unemployment
6.6%
Avg High Temp
86.1°F
Sales Tax
4.4%
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