Cost of Living in Grinnell, IA

Population 9,527 · Iowa · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Grinnell can reasonably expect a home to cost less than three years of household income — $192,000 against $64,426 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Located 45 miles east of Des Moines, Grinnell falls within that metro's commuting orbit. Housing prices track closely with Des Moines' $184,000 median.

Cost Overview

Housing 63
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grinnell

The median home value in Grinnell is $191,700 — 37% below the national median of $305,000. Median rent runs $876/month, 33% lower than the national median of $1,314/month. The median household income of $64,426/year is 14% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 58.2°F and lows of 37.2°F. Overall, Grinnell has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$191,700
37% below avg
Zillow Home Value
$204,472
Zillow ZHVI
Median Rent
$876/mo
33% below avg
Price-to-Rent Ratio
18.2x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 65.1%
Renter-occupied 34.9%

💰 Estimated Monthly Budget

Rent median rent
$876
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,490/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.1 min
44% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.4%

Commute Mode

Drove alone
58.8%
Carpooled
3.9%
Walked
19.6%
Bicycle
3.9%
Work from home
13.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$64,426
14% below avg
Per Capita Income
$36,382
Unemployment Rate
5.3%
9% above avg
Poverty Rate
10.9%
Labor Force Participation
58.8%

🎓 Education

Bachelor's degree+ 21.8%
Graduate degree 19.3%

👥 Demographics

Median Age 37.9
Male median age 35.3
Female median age 38.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.2°F
Avg Low
37.2°F
Annual Precip
32.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 283246607181838175624633
Low °F 101426374959626051392616
Precip" 0.770.511.643.694.885.323.673.883.202.451.741.01

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
14.5:1
Student-teacher ratio
5
Public schools
1,754
Total enrollment

Frequently Asked Questions

What is the cost of living in Grinnell, IA?

Grinnell has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Grinnell, IA?

The median gross rent in Grinnell is $876 per month based on 2023 Census data.

What is the average home price in Grinnell?

The median home value in Grinnell is $191,700 according to Zillow and Census data.

What is the median income in Grinnell?

The median household income in Grinnell is $64,426 per year (2023 ACS 5-year estimates).

What is the sales tax in Grinnell, IA?

The combined state and local sales tax rate in Grinnell is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Grinnell, IA affordable?

Yes, Grinnell is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

What is the weather like in Grinnell?

Grinnell has average high temperatures of 58.2°F and average lows of 37.2°F. Annual precipitation is 32.8". Data from NOAA 1991–2020 Climate Normals.

Grinnell at a Glance

Population
9,527
Median Income
$64,426
Home Value
$191,700
Median Rent
$876/mo
Unemployment
5.3%
Avg High Temp
58.2°F
Sales Tax
6.9%
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Explore county-level cost of living data

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