Cost of Living in Oskaloosa, IA

Population 11,492 · Iowa · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Oskaloosa a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $129,000.

Located 55 miles east of Des Moines, Oskaloosa is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 30% lower than Des Moines' $184,000.

Cost Overview

Housing 42
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oskaloosa

The median home value in Oskaloosa is $128,900 — 58% below the national median of $305,000. Median rent runs $880/month, 33% lower than the national median of $1,314/month. The median household income of $62,172/year is 17% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 61.2°F and lows of 40.2°F, with about 23.6" of annual snowfall. Overall, Oskaloosa has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$128,900
58% below avg
Zillow Home Value
$181,520
Zillow ZHVI
Median Rent
$880/mo
33% below avg
Price-to-Rent Ratio
12.2x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 60.5%
Renter-occupied 39.5%

💰 Estimated Monthly Budget

Rent median rent
$880
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,494/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.2 min
36% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.5%

Commute Mode

Drove alone
79.3%
Carpooled
10.1%
Public transit
0.0%
Walked
4.6%
Work from home
5.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$62,172
17% below avg
Per Capita Income
$35,799
Unemployment Rate
4.2%
14% below avg
Poverty Rate
16.1%
Labor Force Participation
66.6%

🎓 Education

Bachelor's degree+ 18.9%
Graduate degree 7.1%

👥 Demographics

Median Age 37.9
Male median age 35.7
Female median age 39.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.2°F
Avg Low
40.2°F
Annual Precip
37"
Annual Snowfall
23.6"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323750637382868477645037
Low °F 141829395161656253423020
Precip" 1.011.412.243.755.035.383.874.443.502.812.091.44
Snow" 7.15.83.01.40.00.00.00.00.00.51.64.2

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
14.1:1
Student-teacher ratio
4
Public schools
2,196
Total enrollment

Frequently Asked Questions

What is the cost of living in Oskaloosa, IA?

Oskaloosa has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Oskaloosa, IA?

The median gross rent in Oskaloosa is $880 per month based on 2023 Census data.

What is the average home price in Oskaloosa?

The median home value in Oskaloosa is $128,900 according to Zillow and Census data.

What is the median income in Oskaloosa?

The median household income in Oskaloosa is $62,172 per year (2023 ACS 5-year estimates).

What is the sales tax in Oskaloosa, IA?

The combined state and local sales tax rate in Oskaloosa is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Oskaloosa, IA affordable?

Yes, Oskaloosa is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

What is the weather like in Oskaloosa?

Oskaloosa has average high temperatures of 61.2°F and average lows of 40.2°F. Annual precipitation is 37". Average annual snowfall is 23.6". Data from NOAA 1991–2020 Climate Normals.

Oskaloosa at a Glance

Population
11,492
Median Income
$62,172
Home Value
$128,900
Median Rent
$880/mo
Unemployment
4.2%
Avg High Temp
61.2°F
Sales Tax
6.9%
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