Cost of Living in Pella, IA

Population 10,624 · Iowa · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Pella a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $260,000. An unemployment rate of 1.1% points to a labor market well on the tight side of the national distribution.

Located 40 miles east of Des Moines, Pella falls within that metro's commuting orbit. Median home values run roughly 41% higher than Des Moines' $184,000.

Cost Overview

Housing 85
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pella

The median home value in Pella is $259,600 — 15% below the national median of $305,000. Median rent runs $1,041/month, 21% lower than the national median of $1,314/month. The median household income of $81,201/year is 9% higher than the US median of $74,580. The local unemployment rate is 1.1%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 59.5°F and lows of 39.6°F. Overall, Pella has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$259,600
15% below avg
Zillow Home Value
$349,159
Zillow ZHVI
Median Rent
$1,041/mo
21% below avg
Zillow Rent
$1,170/mo
Zillow ZORI
Price-to-Rent Ratio
20.8x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 62.6%
Renter-occupied 37.4%

💰 Estimated Monthly Budget

Rent median rent
$1,041
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,655/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.4 min
43% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.3%

Commute Mode

Drove alone
78.9%
Carpooled
4.7%
Walked
8.8%
Bicycle
0.9%
Work from home
6.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$81,201
9% above avg
Per Capita Income
$42,262
Unemployment Rate
1.1%
77% below avg
Poverty Rate
4.4%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 32.1%
Graduate degree 15.7%

👥 Demographics

Median Age 35.1
Male median age 29
Female median age 39.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
39.6°F
Annual Precip
36.6"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303549627180848276634835
Low °F 131728395161646153412919
Precip" 1.021.352.313.844.785.603.854.223.162.891.941.61

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
16:1
Student-teacher ratio
5
Public schools
2,471
Total enrollment

Frequently Asked Questions

What is the cost of living in Pella, IA?

Pella has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Pella, IA?

The median gross rent in Pella is $1,041 per month based on 2023 Census data.

What is the average home price in Pella?

The median home value in Pella is $259,600 according to Zillow and Census data.

What is the median income in Pella?

The median household income in Pella is $81,201 per year (2023 ACS 5-year estimates).

What is the sales tax in Pella, IA?

The combined state and local sales tax rate in Pella is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Pella, IA affordable?

Yes, Pella is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

What is the weather like in Pella?

Pella has average high temperatures of 59.5°F and average lows of 39.6°F. Annual precipitation is 36.6". Data from NOAA 1991–2020 Climate Normals.

Pella at a Glance

Population
10,624
Median Income
$81,201
Home Value
$259,600
Median Rent
$1,041/mo
Unemployment
1.1%
Avg High Temp
59.5°F
Sales Tax
6.9%
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Explore county-level cost of living data

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