Cost of Living in New Hampton, IA

Population 3,462 · Iowa · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

New Hampton is a smaller Iowa community of around 3000 residents, where median household incomes of $61,491 and housing costs ($159,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 65 miles south of Rochester, New Hampton is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 45% lower than Rochester's $288,000.

Cost Overview

Housing 52
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in New Hampton

The median home value in New Hampton is $159,200 — 48% below the national median of $305,000. Median rent runs $838/month, 36% lower than the national median of $1,314/month. The median household income of $61,491/year is 18% lower than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, New Hampton has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$159,200
48% below avg
Zillow Home Value
$58,429
Zillow ZHVI
Median Rent
$838/mo
36% below avg
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 72.8%
Renter-occupied 27.2%

💰 Estimated Monthly Budget

Rent median rent
$838
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,452/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.0 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.8%

Commute Mode

Drove alone
86.0%
Carpooled
3.3%
Walked
0.8%
Bicycle
0.4%
Work from home
5.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$61,491
18% below avg
Per Capita Income
$31,494
Unemployment Rate
3.2%
33% below avg
Poverty Rate
12.5%
Labor Force Participation
64.3%

🎓 Education

Bachelor's degree+ 16.7%
Graduate degree 3.0%

👥 Demographics

Median Age 41.7
Male median age 42.8
Female median age 40

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.1:1
Student-teacher ratio
3
Public schools
1,036
Total enrollment

Frequently Asked Questions

What is the cost of living in New Hampton, IA?

New Hampton has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in New Hampton, IA?

The median gross rent in New Hampton is $838 per month based on 2023 Census data.

What is the average home price in New Hampton?

The median home value in New Hampton is $159,200 according to Zillow and Census data.

What is the median income in New Hampton?

The median household income in New Hampton is $61,491 per year (2023 ACS 5-year estimates).

What is the sales tax in New Hampton, IA?

The combined state and local sales tax rate in New Hampton is 6.9%. The Iowa state income tax top rate is 5.7%.

Is New Hampton, IA affordable?

Yes, New Hampton is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

New Hampton at a Glance

Population
3,462
Median Income
$61,491
Home Value
$159,200
Median Rent
$838/mo
Unemployment
3.2%
Sales Tax
6.9%
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Explore county-level cost of living data

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