Cost of Living in Cresco, IA

Population 3,901 · Iowa · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cresco sits on the smaller end of the Iowa city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 0.3% — below most comparable cities in the state.

Geographically, Cresco is about 50 miles southeast of Rochester, the nearest large metro. Median home values run roughly 63% lower than Rochester's $288,000.

Cost Overview

Housing 34
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cresco

The median home value in Cresco is $105,200 — 66% below the national median of $305,000. Median rent runs $814/month, 38% lower than the national median of $1,314/month. The median household income of $60,769/year is 19% lower than the US median of $74,580. The local unemployment rate is 0.3%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Cresco has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$105,200
66% below avg
Zillow Home Value
$298,903
Zillow ZHVI
Median Rent
$814/mo
38% below avg
Price-to-Rent Ratio
10.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 71.0%
Renter-occupied 29.0%

💰 Estimated Monthly Budget

Rent median rent
$814
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,428/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.0 min
33% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.0%

Commute Mode

Drove alone
80.6%
Carpooled
6.4%
Walked
3.1%
Bicycle
0.5%
Work from home
9.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$60,769
19% below avg
Per Capita Income
$28,660
Unemployment Rate
0.3%
95% below avg
Poverty Rate
11.3%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 14.1%
Graduate degree 5.8%

👥 Demographics

Median Age 39.5
Male median age 40.3
Female median age 39.4

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.2:1
Student-teacher ratio
3
Public schools
1,096
Total enrollment

Frequently Asked Questions

What is the cost of living in Cresco, IA?

Cresco has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Cresco, IA?

The median gross rent in Cresco is $814 per month based on 2023 Census data.

What is the average home price in Cresco?

The median home value in Cresco is $105,200 according to Zillow and Census data.

What is the median income in Cresco?

The median household income in Cresco is $60,769 per year (2023 ACS 5-year estimates).

What is the sales tax in Cresco, IA?

The combined state and local sales tax rate in Cresco is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Cresco, IA affordable?

Yes, Cresco is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

Cresco at a Glance

Population
3,901
Median Income
$60,769
Home Value
$105,200
Median Rent
$814/mo
Unemployment
0.3%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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