Cost of Living in Decorah, IA

Population 7,597 · Iowa · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Decorah is a smaller Iowa community of around 8000 residents, where median household incomes of $62,177 and housing costs ($235,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Decorah is about 60 miles southeast of Rochester, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 18% lower than Rochester's $288,000.

Cost Overview

Housing 77
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Decorah

The median home value in Decorah is $234,600 — 23% below the national median of $305,000. Median rent runs $788/month, 40% lower than the national median of $1,314/month. The median household income of $62,177/year is 17% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Decorah has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$234,600
23% below avg
Zillow Home Value
$137,916
Zillow ZHVI
Median Rent
$788/mo
40% below avg
Price-to-Rent Ratio
24.8x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 64.7%
Renter-occupied 35.3%

💰 Estimated Monthly Budget

Rent median rent
$788
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,402/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
13.7 min
49% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
58.0%
Carpooled
7.6%
Public transit
0.4%
Walked
23.1%
Bicycle
1.0%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$62,177
17% below avg
Per Capita Income
$34,046
Unemployment Rate
3.8%
21% below avg
Poverty Rate
7.7%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 28.8%
Graduate degree 17.3%

👥 Demographics

Median Age 36.5
Male median age 36.8
Female median age 35.7

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
14.7:1
Student-teacher ratio
5
Public schools
1,766
Total enrollment

Frequently Asked Questions

What is the cost of living in Decorah, IA?

Decorah has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Decorah, IA?

The median gross rent in Decorah is $788 per month based on 2023 Census data.

What is the average home price in Decorah?

The median home value in Decorah is $234,600 according to Zillow and Census data.

What is the median income in Decorah?

The median household income in Decorah is $62,177 per year (2023 ACS 5-year estimates).

What is the sales tax in Decorah, IA?

The combined state and local sales tax rate in Decorah is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Decorah, IA affordable?

Yes, Decorah is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

Decorah at a Glance

Population
7,597
Median Income
$62,177
Home Value
$234,600
Median Rent
$788/mo
Unemployment
3.8%
Sales Tax
6.9%
View all cities in Iowa →
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Explore county-level cost of living data

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