Cost of Living in Red Oak, IA

Population 5,542 · Iowa · Data vintage 2023

41
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Red Oak sits on the smaller end of the Iowa city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Red Oak is about 45 miles east of Omaha, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 60% lower than Omaha's $230,000.

Cost Overview

Housing 30
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Red Oak

The median home value in Red Oak is $91,600 — 70% below the national median of $305,000. Median rent runs $768/month, 42% lower than the national median of $1,314/month. The median household income of $52,996/year is 29% lower than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Red Oak has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.

🏠 Housing

Median Home Value
$91,600
70% below avg
Zillow Home Value
$81,592
Zillow ZHVI
Median Rent
$768/mo
42% below avg
Zillow Rent
$808/mo
Zillow ZORI
Price-to-Rent Ratio
9.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 65.0%
Renter-occupied 35.0%

💰 Estimated Monthly Budget

Rent median rent
$768
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,382/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.1%

Commute Mode

Drove alone
79.4%
Carpooled
9.1%
Public transit
0.5%
Walked
0.9%
Work from home
10.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$52,996
29% below avg
Per Capita Income
$30,150
Unemployment Rate
3.9%
20% below avg
Poverty Rate
16.5%
Labor Force Participation
57.8%

🎓 Education

Bachelor's degree+ 10.5%
Graduate degree 4.8%

👥 Demographics

Median Age 39.7
Male median age 40.4
Female median age 39.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.1%
Good air days/yr
147
Max AQI recorded
228
PM2.5 days
136
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
3
Public schools
1,075
Total enrollment

Frequently Asked Questions

What is the cost of living in Red Oak, IA?

Red Oak has a cost index of 41 (100 = national average). It is 59% below the national average.

What is average rent in Red Oak, IA?

The median gross rent in Red Oak is $768 per month based on 2023 Census data.

What is the average home price in Red Oak?

The median home value in Red Oak is $91,600 according to Zillow and Census data.

What is the median income in Red Oak?

The median household income in Red Oak is $52,996 per year (2023 ACS 5-year estimates).

What is the sales tax in Red Oak, IA?

The combined state and local sales tax rate in Red Oak is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Red Oak, IA affordable?

Yes, Red Oak is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.

Red Oak at a Glance

Population
5,542
Median Income
$52,996
Home Value
$91,600
Median Rent
$768/mo
Unemployment
3.9%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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